Bank of America charges to cash their own check

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Home » Consumer Reviews » FINANCE » Bank of America charges to cash their own check

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Bank of America charges to cash their own check

Apr 26, 2008

Bank of America complaint by Gman

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Bank of America charges to cash their own checks to non-customers thus forcing you to give them your own money. Shame on you Bank of America. The regulating body of financial institutions says this is legal. Shame on them too. Why not change the law? It's only common sense. I guess in a free country like "America (Bank of)" you are forced to open a bank account (not that I don't have a few) in order to keep your own money. I hate Bank of America and I stopped doing business with them years ago. I like Washington Mutual much better and no fees.

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Comments (5)

1. Written by Louis, on 28-05-2008 19:23

How are they serving their customers because that fee will be passed onto that customer. My company charges a 5.00 fee for b of a, wells, keybank, checks extra.

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2. Written by pissed2, on 13-05-2008 13:22

I agree w/Gman...I used to work in Banks, and have an active checking account in good standing, and never have to wait for funds to clear on any deposits...but since my bank is smaller than the 'mega-banks' (which allows them to provided excellent customer service), I too recently had to patron a Bank of America to cash a check due to the location I was doing business in @ that time.

And for the record I prefer to cash checks @ the bank they are drawn on, I am an independent contractor and have had people & businesses write me checks that have bounced; although I did not know immediately, thankfully I had funds to cover the checks while waiting for the 2nd attempt. Some of us smaller business people can’t afford to take losses, so I walk my checks in, and should have the right to without paying a fee!

Anyhow B of A is charging $5 to cash THEIR OWN checks from THEIR OWN customers...it's ridiculous & almost what I pay for a gallon of gas, I'd rather put it in my tank; yeah I’m pissed about that to!

B of A might as well go into business with Nix Check Cashing! And to answer one of the above comments...once again, I used to work @ B of A years ago, back then they didn't charge a check cashing fee...but after noticing the growing # of customers (primarily illegal immigrants) whom they were cashing checks to like crazy, I also noticed they began targeting these same illegal immigrants with special bank accounts labeled with names that weren't even in English!

So maybe if B of A stuck to being Bank of AMERICA and not cater to all the millions of illegal immigrants from outside our borders they wouldn't be charging fees just to keep the traffic down; because really that's all their doing.

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3. Written by bt, on 11-05-2008 15:41

Are you stupid.People are writing you a check for payment and your banks function is to make good on those funds . If your bank is not capable of completing this transaction maybe they should open up a snowball stand.

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4. Written by customer serivce guy, on 06-05-2008 16:30

i agree with the comment by RB...so stop your griping ***.

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5. Written by rb, on 27-04-2008 21:46

If you have other accounts, why don't you negotiate your check with the bank you have an account with? Could it be that you don't maintain a high enough balance to even get immediate credit for the check? Bank of America charges non-customers this fee because they are providing a service - as a non-customer, you can either become a customer and this fee won't be charged or take it where you ARE a customer - I don't get why you are griping - maybe take a business class to understand how companies serve their own customers?

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