I have been with Fia credit card GMAC mort which was purchased by Bank of America for over 2 years. I had 9% on balances. I have been paying a monthly payment around $300.00 dollars and in January, I had problems with a bank account FIA incresed my interest rate to 30% and wants me to pay a monthly payment of $1300.00. I paid $1200.00 and nothing went towards principle. I am getting phone calls that I am late and etc. when I paid $1200.00 and they held my money for 4 days before they posted it to my account. Oprah needs to investigate. Please inform me. What is the president doing about this. I am going to the attorney general and the fcc. Everyone out there do not deal with Fia (GMAC) or Bank of America.


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