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5 comments

Bank of America (same story-making homes affordable)

I have the same sstory as everyone else trying to get a modification with making homes affordable and bank of america. bank said I qualified and gave me 3 temporary payments to make, after 3 payments wree made and a month had passed, I never recieved anything, I called and was told they were giving me 3 more temp. payments because I failed to send documents needed "this was not true" they recieved all documents they were asking for again, after those 3 payments, still no word, I called again and was told to make 1 more temp payment, after that no word, I called again and was told to continue making temp payments until I heard from them "with no paper work stating that" I am continuing to do this. But starting to feel I should just save my money for the move when the throw us out. By the way forclosure had never started through the courts until I starting complying with this program"which was suppose to put forclosure on hold" HELP! what now?
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Author
Location
Miami, Florida
Review #175653 is a subjective opinion of poster.
0 comments

Bank Of America fee Scam

Anyone that has a checking account with Bank of America watch your account closely for fees that shouldn't be. The advantage checking account fees are supposed to be waived if you carry over a certain balance. My mortgage balance alone covered that, however BOA changed my mortgage loan number then started charging me fees. Even after bringing it to there attention, they have the new loan number linked to my checking account so it won't happen again, but hey why aren't they crediting my account for there past mistakes to the tune of $20.00? My guess is that everyone got a new loan number at the start of the year & when you got thousands of customers falling under balance and getting hit with $20 fees, its a big chunk in their pocket
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Author
Location
Bolingbrook, Illinois
Review #175584 is a subjective opinion of poster.
1 comment

Bank Of America in Colts Neck, New Jersey - Over Draft Fees

My Wife was brutally Murdered this summer a Drug addicted Neighbor Attacked her with a Knife and stole a TV . Since I have done BAd I am on Unemployment this month Bank of america took both my Unemolyment checks Overdraft fees I know are not there fault but how they sleep is my big concern taking this for cups of Coffee in between Cemetery visits,, all I have left she was only 49.. They've shown little very Little compashion and get Highly upset when I comented on the Company making Money Off my mistake to Buy Coffee to warm up between DAILY Cemetery visits.. Prior to this had a Excellent Banking History... I Hope they Never go threw what I'm Going threw Both Loss of wife and the Financial Struggle they have added to my burden I would much rather me be turned down at the register then Go ahead give me my Coffee and charge me $35.00 for it... Eric Christensen ....
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Author
Location
Colts Neck, New Jersey
Review #175073 is a subjective opinion of poster.
2 comments

Bank Of America in Kalamazoo, Michigan - House Sold right from under my feet

How would you like to come home from a vacation and discover you have nothing not even a bed to sleep in or roof over your head. This realtor did this. What do you do about something of this crime,??? How does the agent sleep at night knowing these documents were signed by someone who DID NOT own the property. I'm positive those in authority in the State of Michigan have turned a blind eye on this matter including the State Police who you would think they would be there to protect someones rights. Any feedback to this post would be appreciated.
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Author
Location
Kalamazoo, Michigan
Review #174989 is a subjective opinion of poster.
12 comments
I have had my mortgage for 5 yrs now. Countrywide was takin over by BofA (bank of ameroca) I had a fixed rate until Last year so I have submitted for a home modification loan twice!! Once in September and now in January they told me both time it takes 30-145 days In...
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Anonymous
#383191

I also had a Countrywide loan that was a high varible rate, I lost my job and have eye problems, I\'m 64 and reached out to Social Security. I have also applied for disability...

Author
Location
Omaha, Nebraska
Review #173718 is a subjective opinion of poster.
2 comments

Bank of america

just finised 6 months workout plan B.O.A. said they would make our payments the same.that didnt happen.we sent our last 6 month payment&we were still in the workout plan& B.O.A.RASIED OUR PAYMENTS ANYWAY.we are fighting to save our home.still waiting to hear from b.o.a.im sure there are other people in this situation.i do have a job.but it doesnt pay as much as my old one.they were happy to do this at first,but now they want all the back balance.this is a scam.we are waiting on the next move from them.
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Author
Location
Alexandria, Louisiana
Loss
$115
Review #173591 is a subjective opinion of poster.
2 comments

Bank of America excessive overdraft fees

I had fraud on my debit card account in Nov 2009, and reported it to BOA. They cancelled my debit card and issued me a new one, which up til Mar 1st 2010, I had not received. Yet they charge me $8.95 monthly for this account. Account went into overdraft and they charged $35 every three days until the account was put back into "black". Mind you, it was the fraud that sent it into overdraft in the first place. They "reverse" the fraudulent charges, and the overdraft fees, done by two separate departments. Never got the affidavit to sign to confirm the fraud charges, so charges "re-reversed" sending my account into overdraft and $35 x 2 AGAIN. Fraud Dept called me initially concerning my claim, but could not call me back to see why I had not sent the affidavit in yet, so they "re-reversed" the charges. I then faxed them the affidavit, and of course, it takes another 24-48 hours to reverse this mess, which by the that 3days, I have yet another $35.00 charge on the account. So long story short, it you ever go over your limit by $0.01, you WILL PAY $35.00 for your mistake every three days until its rectified. This includes any fraudulent charges posted to your account. So three months later, I had enough of the wait for my new debit card, I paid $9.00 into the account to cover the monthly fee, and closed it. Oh and did I mention that they sent 100 of my personal cheques and my new debit card to an address I moved from SIX YEARS AGO, even though I had this address "removed" from my account. AND I had to make a claim from one of their automatic counting ATM's in Hialeah, which counted $401.00 and told me it only received $60. from me? And get this, the BOA ATM outside the Branch is now owned by that Branch, but rather some other separate entity within the corp. in Wisconsin or wherever. So FREAK U BOA, I'll keep my money in my mattress from now on, next to my gun!!! Put your money in a credit union.....
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Author
Location
Bridgetown, Saint Michael
Review #173524 is a subjective opinion of poster.
0 comments

Bank of America excessive overdraft fees

I had fraud on my debit card account in Nov 2009, and reported it to BOA. They cancelled my debit card and issued me a new one, which up til Mar 1st 2010, I had not received. Yet they charge me $8.95 monthly for this account. Account went into overdraft and they charged $35 every three days until the account was put back into "black". Mind you, it was the fraud that sent it into overdraft in the first place. They "reverse" the fraudulent charges, and the overdraft fees, done by two separate departments. Never got the affidavit to sign to confirm the fraud charges, so charges "re-reversed" sending my account into overdraft and $35 x 2 AGAIN. Fraud Dept called me initially concerning my claim, but could not call me back to see why I had not sent the affidavit in yet, so they "re-reversed" the charges. I then faxed them the affidavit, and of course, it takes another 24-48 hours to reverse this mess, which by the that 3days, I have yet another $35.00 charge on the account. So long story short, it you ever go over your limit by $0.01, you WILL PAY $35.00 for your mistake every three days until its rectified. This includes any fraudulent charges posted to your account. So three months later, I had enough of the wait for my new debit card, I paid $9.00 into the account to cover the monthly fee, and closed it. Oh and did I mention that they sent 100 of my personal cheques and my new debit card to an address I moved from SIX YEARS AGO, even though I had this address "removed" from my account. AND I had to make a claim from one of their automatic counting ATM's in Hialeah, which counted $401.00 and told me it only received $60. from me? And get this, the BOA ATM outside the Branch is now owned by that Branch, but rather some other separate entity within the corp. in Wisconsin or wherever. So FREAK U BOA, I'll keep my money in my mattress from now on, next to my gun!!! Put your money in a credit union.....
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Author
Location
Bridgetown, Saint Michael
Review #173523 is a subjective opinion of poster.
15 comments
These big banks clearly have little interest in modifying people's mortgages under HAMP. The desultory results of the program, along with banks' laughable excuses for its failure, speak for themselves. Left to their own devices, public corporations will always...
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Anonymous
#354540

Ladies and gentlemen I do loan modification for a living and I can tell you I am always learning something new with these banks. However, Bank Of America is the bigges Fraud a...

Author
Location
Los Angeles, California
Review #173374 is a subjective opinion of poster.
2 comments
HANGTOWN FORECLOSURE THE TRUE FACTS ARE YOU WILL NEVER GET A LOAN MODIFICATION AND THE BANKS WILL TAKE YOUR HOME BECAUSE THE SYSTEM AND LAWS ARE ON THEIR SIDE…NO ONE REALLY CARES! GET OUT! This reality homemade film...
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Anonymous
#148888

Attorneys *** block the situation! I wish you and your family the best of luck Mike. I hope you continue to speak loud and proud and eventually enough people will group toget...

Author
Location
Los Angeles, California
Review #172904 is a subjective opinion of poster.