Bank Of America
Reviews and Complaints
Bank of America Fees
HARRASSMENT !!!!!!!!
Bank Of America Is full of ***!
Bank Of America
Raised price on house after signed a deal
Bank of america password confusion
Bank of America Home Loans foreclosures
Caught in the endless BofA loop...
I have been trying to get a loan mod with Bofa for over a year. According to their numbers, I qualify but they never seem to be able to 'fit' me into existing govt.
programs. Some told me an in-house mod was the next step. Others at Bofa have told me that because they're only the servicer on my mortgage, they can't...it's up to the investors. Who are these investors?
What do I do to get off this loop? I am current, but when I asked about refinancing they told me that I couldn't have any late payments for the last two years. A year ago I was told that in order to qualify for a loan mod, I had to be late so I paid the mortgage but always after the due date. Now I'm told my latest application is Underwriting Complete...but no one can tell me when "the investors" will make their decision.
I'm at my wit's end. I realize the system is designed to derail and discourage the very client they are supposed to be servicing. I realize that BofA doesn't care one way or the other what my circumstances are. I know it's an institution with millions of customers and thousands of offices.
So, how does one person take on such a monster? Should I put in a QWR in order to let them know I can play by the rules and will hold them to those same rules? Or am I wasting my breath? Do I keep trying until they get so sick of me they finally give in?
What else should I be doing?
Help.
Bank of America closed my credit card because i did not use it enough
Bank of America/mortgage modification denials without reason
Bank of America criminals
Bank of America screwed me out of my home
Making home affordable is a scam
BANK OF AMERICA FEE RIPOFFS
Bank of America-Another Long and Terrible Experience
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:upset bank of italy has spoken
These debits were properly assessed utilizing Bank of America's Right of Setoff that is mentioned in your Depositor's Agreement. Whenever you have an account that is overdrawn for a period of 90 days, the bank has the right to go into attached accounts that you are a signer on in order to recover funds without undue loss to the bank, since we have to pay money on funds borrowed at a high interest rate to provide your overdrawn account. While the loss is unfortunate, you would do the same thing if you as a person had the authority to do so.