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I have had my mortgage for 5 yrs now. Countrywide was takin over by BofA (bank of ameroca) I had a fixed rate until Last year so I have submitted for a home modification loan twice!! Once in September and now in January they told me both time it takes 30-145 days In...
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12 comments
Anonymous
#383191

I also had a Countrywide loan that was a high varible rate, I lost my job and have eye problems, I\'m 64 and reached out to Social Security. I have also applied for disability...

Review
#173718 Review #173718 is a subjective opinion of poster.

Bank of america

just finised 6 months workout plan B.O.A. said they would make our payments the same.that didnt happen.we sent our last 6 month payment&we were still in the workout plan& B.O.A.RASIED OUR PAYMENTS ANYWAY.we are fighting to save our home.still waiting to hear from b.o.a.im sure there are other people in this situation.i do have a job.but it doesnt pay as much as my old one.they were happy to do this at first,but now they want all the back balance.this is a scam.we are waiting on the next move from them.
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2 comments
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#173591 Review #173591 is a subjective opinion of poster.
Loss
$115

Bank of America excessive overdraft fees

I had fraud on my debit card account in Nov 2009, and reported it to BOA. They cancelled my debit card and issued me a new one, which up til Mar 1st 2010, I had not received. Yet they charge me $8.95 monthly for this account. Account went into overdraft and they charged $35 every three days until the account was put back into "black". Mind you, it was the fraud that sent it into overdraft in the first place. They "reverse" the fraudulent charges, and the overdraft fees, done by two separate departments. Never got the affidavit to sign to confirm the fraud charges, so charges "re-reversed" sending my account into overdraft and $35 x 2 AGAIN. Fraud Dept called me initially concerning my claim, but could not call me back to see why I had not sent the affidavit in yet, so they "re-reversed" the charges. I then faxed them the affidavit, and of course, it takes another 24-48 hours to reverse this mess, which by the that 3days, I have yet another $35.00 charge on the account. So long story short, it you ever go over your limit by $0.01, you WILL PAY $35.00 for your mistake every three days until its rectified. This includes any fraudulent charges posted to your account. So three months later, I had enough of the wait for my new debit card, I paid $9.00 into the account to cover the monthly fee, and closed it. Oh and did I mention that they sent 100 of my personal cheques and my new debit card to an address I moved from SIX YEARS AGO, even though I had this address "removed" from my account. AND I had to make a claim from one of their automatic counting ATM's in Hialeah, which counted $401.00 and told me it only received $60. from me? And get this, the BOA ATM outside the Branch is now owned by that Branch, but rather some other separate entity within the corp. in Wisconsin or wherever. So FREAK U BOA, I'll keep my money in my mattress from now on, next to my gun!!! Put your money in a credit union.....
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2 comments
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#173524 Review #173524 is a subjective opinion of poster.

Bank of America excessive overdraft fees

I had fraud on my debit card account in Nov 2009, and reported it to BOA. They cancelled my debit card and issued me a new one, which up til Mar 1st 2010, I had not received. Yet they charge me $8.95 monthly for this account. Account went into overdraft and they charged $35 every three days until the account was put back into "black". Mind you, it was the fraud that sent it into overdraft in the first place. They "reverse" the fraudulent charges, and the overdraft fees, done by two separate departments. Never got the affidavit to sign to confirm the fraud charges, so charges "re-reversed" sending my account into overdraft and $35 x 2 AGAIN. Fraud Dept called me initially concerning my claim, but could not call me back to see why I had not sent the affidavit in yet, so they "re-reversed" the charges. I then faxed them the affidavit, and of course, it takes another 24-48 hours to reverse this mess, which by the that 3days, I have yet another $35.00 charge on the account. So long story short, it you ever go over your limit by $0.01, you WILL PAY $35.00 for your mistake every three days until its rectified. This includes any fraudulent charges posted to your account. So three months later, I had enough of the wait for my new debit card, I paid $9.00 into the account to cover the monthly fee, and closed it. Oh and did I mention that they sent 100 of my personal cheques and my new debit card to an address I moved from SIX YEARS AGO, even though I had this address "removed" from my account. AND I had to make a claim from one of their automatic counting ATM's in Hialeah, which counted $401.00 and told me it only received $60. from me? And get this, the BOA ATM outside the Branch is now owned by that Branch, but rather some other separate entity within the corp. in Wisconsin or wherever. So FREAK U BOA, I'll keep my money in my mattress from now on, next to my gun!!! Put your money in a credit union.....
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Review
#173523 Review #173523 is a subjective opinion of poster.
These big banks clearly have little interest in modifying people's mortgages under HAMP. The desultory results of the program, along with banks' laughable excuses for its failure, speak for themselves. Left to their own devices, public corporations will always...
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15 comments
Anonymous
#354540

Ladies and gentlemen I do loan modification for a living and I can tell you I am always learning something new with these banks. However, Bank Of America is the bigges Fraud a...

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#173374 Review #173374 is a subjective opinion of poster.
HANGTOWN FORECLOSURE THE TRUE FACTS ARE YOU WILL NEVER GET A LOAN MODIFICATION AND THE BANKS WILL TAKE YOUR HOME BECAUSE THE SYSTEM AND LAWS ARE ON THEIR SIDE…NO ONE REALLY CARES! GET OUT! This reality homemade film...
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2 comments
Anonymous
#148888

Attorneys *** block the situation! I wish you and your family the best of luck Mike. I hope you continue to speak loud and proud and eventually enough people will group toget...

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#172904 Review #172904 is a subjective opinion of poster.
I tried to book an internal Russian Federation Aeroflot flight (through a travel agent) with my Bank of America Credit card. This caused their fraud dept. to refuse payment. They sent me an e-mail informing me and directing me to the following web site:...
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3 comments
Anonymous
#495628

BoA really does use this third party company to deal with possible fraud alerts on their accounts. The bad thing is this adds another possible point of failure for hackers to...

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#172642 Review #172642 is a subjective opinion of poster.

Please read this because bank of america was the worst

Full View Re: Urgent Vehicle currenty suspended and for no reason of mine! ... From: MRS BONDS [Chat now] ... View Contact To: MRS BONDS Do you have any idea what you are doing to me?????? 1. I was the victim of Identity Theft for over $200,000.00 that began in 2006. 2. The fraudsters were very good in stealing from me. 3. The banks (some) admitted there was Identity theft, that bills were paid on fraud, not by me. 4. They refused to reimburse me for the money that was sent to fraud accounts, 5. I went from a score of 800 to 516 in 4 months with the credit bureaus. 6. Several jewelry items sent to my address (I suppose they thought I was working) I sent back to the company in order to not pay APR. 7. This happened for 4 months until I drove to Knoxville, TN with $14,000.00 in jewelry that came to my home and it was NOT mine. 8. Because I did the HONEST thing after the jewelry company said they would pick up first box, and never came, I sent all the *** back. 9.Because of this, the credit card companies thought the credits I got on my own, were theirs since I did what the FTC said to do and canceled all cards and gave them a fraud affidavit. 10. Long story short, they charged me for all the stuff I gave back to the company. It was over 200,000.00. 11. I contacted the OCC and they denied my claim. Is this unreal. 12. I contacted the police, FBI, USPS, FTC, and more including the banking commission. 13. No one did anything to help me. 14. I am on SSDI and only get 1152.00 per month so I started selling my clothes on eBay. 15. These thieves used my SSN to report earnings resulting in the IRS telling me I owe them 15 grand. PA also wanted taxes that these thieves put on my SSN. 16. I am in danger of losing my home which I always paid for, in fact I owned 3 homes in 2001. 17.I didn't know my license was used fraudulently, and contacted Geico with all the proof of the above. 18. I would NEVER drive a car knowing it was uninsured. 19.What am I supposed to do now????? I have been fighting with the IRS, Banks, Credit Bureaus, among others and it is repulsive that No One, No Agency, Not the government will help me. What do they care when I am homeless????? 20. I have my masters degree in finance and design, I am not *** but as far as I am concerned this is crazy! How could I know I had no license when it was obviously never sent to me or these fraudsters took it out of my mailbox. 21. I am ready to give up, it is too much for me to handle anymore because no matter how much I prove this is true, NO ONE Does a thing. 22. Maybe, just maybe you will know what I should do because this should never happen to anyone especially when they are on disability. 23.Rules are made to be broken if a situation exists like mine. I don't know what else to say. I feel if Geico sent me a cancellation, it should be sent certified since it was obviously important. Penn dot also should have sent this certified, I am not a mind reader. Pam Bonds
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12 comments
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#172473 Review #172473 is a subjective opinion of poster.

Bank of America

Just a heads up for the new system. It appears after talking to a customer service person that your history and balance is not actual. When checking your statements online, you can see your balance and all the transactions that got you there. But interesting, an overdraft fee for??? So when you call them they tell you you have to look somewhere else, that the balance you see is not the actual balance. I was also told that they made this change because the customers requested this... So they are still scamming people with overdrafts. After a thorough review, there is still no excuse for an overdraft fee. The account was positive, and they refuse to reverse it!
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1 comment
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#172416 Review #172416 is a subjective opinion of poster.
I have been working for one year on the modification process. I was approved by Countrywide Mortage back in January of last year. Then they fell headfirst into the arms of one of the biggest corporate fraud process that is happening right under the nose of the federal...
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19 comments
Anonymous
#670656

I hate to think that I am actually saying this, but Bank of America will not care about how they are hurting us and our families until they experience hurt and loss in their o...

Review
#172113 Review #172113 is a subjective opinion of poster.
Loss
$400