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2 comments
I say that all BOA/Countrywide homeowners that have not been help by modification that are eligible stop paying their mortgage payment and march to Washingto DC to demand from Obama that he hold them to the agreement they made for all of our tax payers money they have...
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Anonymous
#83372

Well said! I agree to stopping payments. Take a stand, America! These banks have gotten away with TOO MUCH for TOO LONG in my opinion.

Author
Location
Dracut, Massachusetts
Review #157020 is a subjective opinion of poster.
0 comments

Bank Of America branch refuses to cash their own check

Bank Of America branch next to UNLV in Las Vegas refused to cash a BOFA "OFFICIAL CHECK" for $8.68 on 9/4/2009. The assistant manager insisted I provide my ATM card or SSN instead of my valid drivers license. I asked how I would cash this certified check if I were not a customer and I was told there would be a $6.00 fee. I took the check to another BOFA branch and presented it to the teller. When she asked if I was a customer I said no. She asked an associate for help, then took my drivers license and a finger print and cashed the check. I then questioned the manager at that branch and asked why they honored the check, but the other branch refused. Only BS answers did I get. So I had to go to 2 branches, make photocopies, to cash an "OFFICIAL BOFA CHECK". It seems the whim of the management dictate this banks policies. REALLY PATHETIC.
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Author
Location
Pittsburgh, Pennsylvania
Loss
$2
Review #156678 is a subjective opinion of poster.
0 comments

Bank Of America in Corpus Christi, Texas - How BofA lies to you and gets away with it with your Money

Here is how it works, first they Process your money of any transaction on Monday, on Tuesday they place the amount that was processed into Pending, than on following day they may or may not Post it to your account. Here is how they get you; Example: On Tuesday morning my checking account was Pending an overdrawn amount of $23.00 for a $26.00 purchase, so I went to the bank at 5:00 pm and deposited $25.00, my receipt said I had $2.00 available. Now my wife did not know we were overdrawn, so she made a credit card purchase at 2:00pm on the same day for $9.00. The next day on Wednesday I had a $35.00 overdraft for the $26.00, because when they Processed the $9.00 on Tuesday which reduced the avaible amount. So they lie to you in the Pending and they get you during the Process.
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Author
Location
Corpus Christi, Texas
Review #156580 is a subjective opinion of poster.
2 comments

Bank Of America in Reston, Virginia - WOULD LIKE TO JOIN LWASUIT FOR STACKING

I have been with Bank of America a long time. One of my checking accounts was closed...because Bank of America was taking out for insurance I never signed up for and never resolved the problem or gave my money back. The bank has it down to an art...they know automatic deposits and the game of taking your money stays alive and functioning. When we had over one hundred in the savings there was no problem. I am sure Bank of American has made stacking into an art. Also, my realtives in Memphis all have closed thier accounts with Bank of America. When I made a visit to Chicago, to my amazement there were Bank of America's all over the south side...whereas prior there were no Bank of America's. That is frightining.
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Author
Location
Reston, Virginia
Review #156443 is a subjective opinion of poster.
0 comments

Bank of America fees galore

Bank of America gets bailed by us and then they stick it to us. $10 non-Bank of America ATM fee. $35 overdraft fee. International Transaction fees. Then they raise all of the credit card interest rates over 20% when the prime rate is at the lowest in history. We have to stop catering to these corporations as they stick it to us. Power to the common man. Corporations do not run America people do. Let us stop the insanity and tell these banks to break up their monopolies or close their doors. we have the power to do this.
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Author
Location
Elkins Park, Pennsylvania
Review #155815 is a subjective opinion of poster.
124 comments
It is not news that there are hundreds of thousands of troubled homeowners in the country. It is not even news that the lenders refuse most who request help. But, are you aware of the fraudulent practices that the lenders are using to deny loan modifications? Here is...
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Anonymous
#646297

You mentioned that your husband "takes home" $1300 a week. HAMP is based on gross income not take home. Your house payment has to be over 31% of your gross income. The HAMP la...

Author
Location
Hicksville, New York
Review #155810 is a subjective opinion of poster.
4 comments

Stuck With Bank of America

I HATE BAC Home Loans! (Bank of America). Since the buyout of Countrywide BAC has been nothing but trouble and they have the absolute worst customer service. 1. I have been sending in partial payments due to unemployment. BAC does not "accept" these partial payments. Instead they took the partial payment, and applied it to the principal. When the end of the month came, they did not register a full payment because the other half was applied to the principal. Thus, I was marked as being past due on my account and reported to the credit reporting agencies. 2. The above reporting to the credit bureaus has ruined my credit score. Now other banks and credit card issuers are closing my accounts and/or reducing credit lines - hurting my score even more! BAC refuses to remove this negative item from my reports. 3. BAC Home Loans holds mailed-in check payments for the late fees. I mailed my check in on the 29th of the previous month. BAC has a 15 day period before a late fee. On the 16th I called because the check still had not cleared my bank. I was told that it was my "fault" for mailing in a payment and that there would be a $19.99 fee to pay over the phone to keep it from being late PLUS a $25.00 stop payment fee for the check I mailed. I refused. Two days later, on the 18th, the check cleared my bank. Tell me they weren't holding this for the fees! 4. Despite receiving over $20 B in federal TARP bailout funds, BAC Home Loans in NOT doing anything to help homeowners in trouble. The Making Homes Affordable program is a JOKE! I have called BAC over twenty times since I got laid off trying to get help with my mortgage. They will not do anything! In fact, they seem to keep adding more and more fees, and less and less service. I HATE being stuck with this lousy company that is BAC Home Mortgage but I cannot refinance right now (BAC made sure of that with the negative reporting incident). They are a HUGE ripoff and predatory lending company. I am waging a WAR ON BANK OF AMERICA. I refuse, absolutely refuse to pay their late fees anymore! It's your money America – Fight For It!
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Author
Location
Philadelphia, Pennsylvania
Review #155471 is a subjective opinion of poster.
9 comments
My husband needed to cash his check right away, he went to BOA & they charged him a $6 fee. When he asked the teller why they charge $6 he got a rude remark & not a direct answer. BOA is the only bank that I am aware that charges a fee. If the company he works for has...
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Anonymous
#575703

so what happens if my check that i am trying to cash is $6.55

Author
Location
Cleveland, Ohio
Review #154980 is a subjective opinion of poster.
1 comment

Bank Of America in Cleveland, Ohio - Cashing Checks

My husband needed to cash his check right away and that is why we did not deposit his check in our account as it would take 2-3 business days to clear. He goes to BOA and they charge him a $6 fee to cash his check when he asked the teller why they charge a fee he got a rude and nasty remark. Wow, BOA is the only bank that does that. If the company he works for has an account with BOA, why do they charge there employees a fee to cash there check? The company that he works for pays a fee that will waive or should waive there employees to pay a $6 fee to cash a check. SunTrust, WAMU/Chase, Bank Atlantic, etc do not charge a fee for you to cash a check. Come on this is a BANK not a Check Cashing place, like Western Union or Amscot. I am very disappointed with the services BOA offers and even more upset with all the RUDE tellers they have working there. Shame on you BOA, you are the biggest thieves out there!!!!
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Author
Location
Cleveland, Ohio
Review #154979 is a subjective opinion of poster.
20 comments
Bank of america does excessive overdraft fees. Than they clear item then when they fill like it the can unclear item causing overdraft fees. We had 1000 in bank. My husband deposit money at 10:30 additional 800. I paid bills then the item that was said to clear...
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Anonymous
#337589

i also overdrew my account by 44 cents. then i went on vaccation and didnt realize it. boa charged me 35 $ overdraft fee and 5 days later another \"extended overdraft fee\". i...

Author
Location
Stone Mountain, Georgia
Loss
$210
Review #151666 is a subjective opinion of poster.