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3 comments

Bank of America - a terrible experience

I was a customer of B of a for 10 years. I had a checking, savings, auto loan, and credit card with them. For no reason, they raised my apr from 18 to 27! I had never made a late payment or gone over my limit. The told me that it was at their discretion to change the interest rate whenever they wanted. They refused to help me regardless of my history as a customer with them. Needless to say, I closed all of my accounts with them and will NEVER go back. I highly recommend that any existing b of a customers do the same. If you are not a customer and are considering b of a - DON'T DO IT!!!
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Author
Location
Portland, Oregon
Review #122429 is a subjective opinion of poster.
0 comments

Bank of america dumps good customers

I have had a us airways Bank of America credit card for almost 5 years and through tough times always kept it up. A friend told me that I should make as big a payment as I could and use my credit card for my expenses because that would save me a lot of interest. This month I made a payment of 4 times the minimum 3 weeks ago and 6 times the minimum last week. I expected to be able to take care of my daily expenses (gas-food ect.) but my card was canceled today. I have been a good customer, in fact the customer service said I had a fantastic payment history but Bank of America cares nothing about the position they have put me in. BEING A GOOD CUSTOMER AND PAYING IN A TIMLEY MANOR FOR 5 YEARS MEANS NOTHING TO THIS COMPANY!!!!!
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Author
Location
North Myrtle Beach, South Carolina
Loss
$5000
Review #122343 is a subjective opinion of poster.
3 comments
If you have any accounts with Bank of America (BankAmerica or BoA) get your money out NOW and put it in another bank or credit union. With all the mergers, etc. they are losing money faster than they can steal it from your account. Here's the story: BoA has no...
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Anonymous
#13310

World of Warcraft Gold, silkroad gold, silkroad accounts,

Author
Location
Augusta, Georgia
Loss
$25
Review #121511 is a subjective opinion of poster.
1 comment

They lied about the interest rate we would get Bank Of America

I apply for a loan with BOA and they lied about the interest rate they resured me it was going to be 8.99, and it was 15.99 They lied I kept asking if the interest was ever going to change and she said no that it would stay at this 8.99 and when I got statement the interest was 15.99 not the 8.99 as promise, my Husband called The Superviser would not let my husband get a word in and he had to asked her to stop talking so he could tell what the other lade had said.
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Author
Location
Los Angeles, California
Review #121399 is a subjective opinion of poster.
2 comments

Bank Of America in Aspen, Colorado - Rebate of a Late Charge, Not Really a Rebate

My bank had an error and didn't send a payment to my B of A credit card. The bank owned up and sent a letter telling them to remove the late charge and reinstate a promo rate. B of A over the phone, removed the late charge and gave me back the promo rate. What kills me, is that apparently that takes a month to take effect. I am being charged interest on the total of my account for 1 month even though I started and ended at zero percent and none of this had anything to do with me. I'm also being charged interest on the late fee itself!!! Nickel and dimed to death, rules need to change!!!
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Author
Location
Aspen, Colorado
Review #120370 is a subjective opinion of poster.
26 comments
Bank of America charges to cash their own checks to non-customers thus forcing you to give them your own money. Shame on you Bank of America. The regulating body of financial institutions says this is legal. Shame on them too. Why not change the law? It's only...
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Anonymous
#1417644

It is now $8 to cash a check if you don't have an account even if the check is written from BofA. This is a rip off that just happened to my son. I do business with BofA bu...

Author
Location
Los Angeles, California
Loss
$5
Review #119028 is a subjective opinion of poster.
6 comments
I feel I have been discriminated against by Bank Of America...on 4/23/08 I walked into the branch in Chino around 4:11 pm for a merchant's deposit. I was asked to wait for the teller, so I did. I wasn't feeling good at all, but I continued to wait. The...
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Anonymous
#337756

Thank you guys... @ Customer Service Guy: Get a life dude! If you are not interested, you don\'t need to be here and read it in the first place, peace!

Author
Location
Los Angeles, California
Review #118952 is a subjective opinion of poster.
6 comments
I hate the fact that they would hold the pending transaction for 2 days it messes up my balance. I also hate the fact that they would clear big amounts first before the small amounts. Imagine If you have 6 pending transaction and another check is coming into clear and...
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Anonymous
#23463

the only things i have against using debit instead of credit is A) some merchants charge for PIN based transactions B) you dont get visa/ mastercard coverage C) less secure if...

Author
Location
San Francisco, California
Review #118886 is a subjective opinion of poster.
2 comments

Bank Of America in Silver Spring, Maryland - BE WARE BOE Drains your money

If you have account with this bank and not set your accout for "Not to allow any negative balances" on your account Please ask them to do so. Even if you have balance in Saving and not in checking and if you use Debit card every tranaction even for penny may cost you $ 20 to $35. Bank sucked 115 $ from my account and with gr8 favour gave $35 for 4 transactions in 3-4 day when I was having balance in saving for initial 3 transactions. Customer support show small letter booklet now and say you need to read this and show simpathy for what bank is doing for us. I am told they have atleast 1 customer everu day who come with this issue. Is there any way to get this money back? Can we go to consumer forum?
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Author
Location
Silver Spring, Maryland
Loss
$115
Review #117745 is a subjective opinion of poster.
1 comment
THEY DONT KNOW HOW TO CHANGE CUTT OFF SATEMENT DATE, TOMROWW IS LAST DATE TO SUBMIT MY STATEMENT , AND MANAGER ON PHONE DIANA CASTIOO , SHE SAID I APOLOGIES ITS OUR FAULT (NICOLE COICO), APOLOGIES IS NOT SOLUTION , AND IF I SAID SAME THING TO THE COMPANY WHERE I AM...
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Anonymous
#13393

huh?

Author
Location
Fairfax, Virginia
Review #117729 is a subjective opinion of poster.