Bank Of America Auto Loan Review from Evansville, Indiana

4128**** loan was approved. Boa called me I uploaded documents. Then the very terse guy on the phone told me i had answered 4 credit bureau questions for id wrong. I asked him about that because one asked about my auto loan and I selected 60 because I just bought a different new car last week. The credit bureau shows my old 48 loan! He said nothing they could do. I uploaded the registration the payoff letter. I could get them anything they asked for but no. Dead end right away. I told the guy he was an *** for wasting my time. Why in the *** was I asked to upload docs and sent approval emails of the system knew I was denied??
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ID
#871809 Review #871809 is a subjective opinion of poster.
Location
Evansville, Indiana
Service
Bank Of America Auto Loan
Reason of review
Poor customer service

Manager at plantation Florida rude

Manager at plantation Florida rude. Came in one day to talk to manager or anyone and was told after an hours wait to make an appointment for the next day. Came in the next day at my appointment time. Checked in with the manager. Waited two hours she did not help us. went over to her she was rude walked away and went to the drive-in teller window. After a three hour wait we left and I'm changing our bank investments etc. to another bank where we are guaranteed appointments times will be honored. This is the Bank of America on Broward Boulevard by the mall
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1 comment
#1141604

Leave Bank of America. :|

ID
#814879 Review #814879 is a subjective opinion of poster.
Location
Fort Lauderdale, Florida
Service
Bank Of America Manager
Reason of review
Manager rude and inept.

Why cant this be resolved!

I have had accounts with you for many years here in fl but more in ct. I had a virus that seems to be resolved except for this bank- no problem with Citibank!- I get a gray box while trying to enter my password- changed & was good for a day- now you just keep saying I tried too many times- I cannot get on line to view my balances!!I talked to chat- got many numbers! sooo tired of putting in my ss# acct # etc to no avail-to add injury, my daughter finds she no longer can use the car lanes for any business- I am 82 & upon leaving ct., sold my car & not yet interested in taking pictures of my deposits this area, palm beach gardens, has many seniors that just care to bank instead 0f standing on line!
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1 comment
#1141617

You're an ***. Leave Bank of America. :|

ID
#802919 Review #802919 is a subjective opinion of poster.
Location
Palm Beach Gardens, Florida
Service
Bank Of America Online Banking
Pros
  • Online ability
  • Courteous agents
Reason of review
getting on line
Loss
$400
Preferred solution
Let the company propose a solution

Bank Of America Checking Account Review

Bank of America Temecula on Ynez is the worst. Every time I come in 1 or 2 tellers and long lines. Now there is 14 people in front of me on Monday at 4:00 pm. 2 people have walked out. I am done closing my account.
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ID
#777521 Review #777521 is a subjective opinion of poster.
Location
Los Angeles, California
Product
Bank Of America Checking Account
Reason of review
Poor customer service

Bank Of America Account Review

Called to get my checking accounts linked to one debit card, christopher said that wasnt posible when thats how my previous cards were and when told him BOA is a nightmare he hung up on me.
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ID
#758618 Review #758618 is a subjective opinion of poster.
Location
Fort Worth, Texas
Product
Bank Of America Account
Reason of review
Poor customer service

Poor Customer Service

I have been making deposits for my company for years at BOA. Standing in line never cease to amaze me. Today there were about 15 people in line waiting to be assisted by a teller. I was 5th in line and I waited for 15 minutes before being helped. There were only two tellers available to assist customers. One of them were working the drive-thru, so there were literally one and a half teller assisting customers in line. I told the teller this is ridiculous and they might need to hire more tellers, especially during lunch time. This has happened on several occasions and at different branches. She advised there were sever other options available for banking. I told her I understand that, but what if a customer needs to speak to a live person. She sarcastically said “I will submit your complaint.” I have also used the ATM to make deposits and on occasions, there were errors. I deposited 15 checks and only 14 were accepted and they kept the 15th check and I was advised to contact the office the next business day. There weren't anything wrong with the check and it took a week before it was deposited into the company's account. Customer Service should be any company's number 1 priority. Maybe they should cross train or hire part-time tellers. This kind of service will cause a company to lose customers.
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ID
#748834 Review #748834 is a subjective opinion of poster.
Location
Tampa, Florida
Service
Bank Of America Banking Service
Reason of review
Poor customer service

Infuriating customer service on specific NY location

I went into the BoA located at the 34th St and Broadway and went to desk help because I need a document notarized. I spoke with the Asian girl there; wish I got her name so I can publicize her. She was very unprofessional and rude with her attitude. She spoke to us in a condescending tone as if she has better things to do than to answer our questions. I thought her job IS to help the bank's clienteles. Granted the BoA website do not have a section to make an appointment regarding the notary. Tried that. Called and nothing but number options and when wanting to speak with a rep from that location, go on line! Since that was futile, I showed up in person and first most was 'well you should've made an appointment". Okay. someone is having a bad day. Then I realized I missed a page of my document when she looked over it so I went home, got it and headed back to the bank. I was waiting again, really hoping that I would speak to another person but she saw me and told me to take a seat since she remembered me from 30 mins ago. I waited while she was still helping with another client. She was speaking with that lady pleasantly. After all the waiting and she calls me up, just to tell me that the person that can do the notarizing is out and come back in 40 mins. I said 'excuse me?" her next response was "or you can just go to the other locations we have." Ending our brief conversation with well "it will be so much better if you made an appointment" Seriously, I have never been so infuriated leaving any BoA branch.
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ID
#733355 Review #733355 is a subjective opinion of poster.
Location
New York, New York
Reason of review
Poor customer service
Preferred solution
Let the branch employees know that poor attitudes are not welcomed in a place of service.
New Reviewer

Have to make appointment to go in and You may NOT talk to them on phone

This is the worst banking institution I have ever dealt with. I have a considerable amount of money in this bank and I have 3 accounts. I am not able to speak with anyone on the phone EVER and I have to go in with an appointment to speak with a representative about...
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ID
#714911 Review #714911 is a subjective opinion of poster.
Location
Oklahoma City, Oklahoma
Product
Bank Of America Account
Pros
  • Online ability
Cons
  • I did not like
  • Automated telephone answering system
  • No resolution available
Reason of review
Poor customer service

Bank Of America - Mortgage Review from Boston, Massachusetts

I just can't believe it! I opened a savings account at a Bank of America (BoA) a couple months ago. I have roughly 3,000 dollars accumulated since opening it. Couple days ago I logged in to check my account and I see that I earned 0.27 dollars of a balance of around 2,750 dollars. I really did not understand the 0.01% interest at the beginning but daaam. 27 freaking cents?? Is that a joke? Why do they even bother on depositing 27 cents into my account, thats a *** joke. Not only you need 10k to make a full dollar off interest, thats a freaking joke. They charge you $5 dollars if it goes below $300 a month. Not to mention their credit cards charging you over 15% each and mortgage loans over 4%. Not even 0.30% interest on saving accounts. You need 100k in your account to make $5 off bank of America "regular savings accounts". And they have another one offering 0.02% interest, supposedly a better one what the ***. You What a *** joke bank of america. I just took all of my money into a regular online saving account paying 1.05% which is 105 times better than the so called "top banks in America." BoA what you are doing to your customers is a crime!
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ID
#701022 Review #701022 is a subjective opinion of poster.
Location
Boston, Massachusetts
Service
Bank Of America Mortgage
Reason of review
Pricing issue

Bank Of America - Checking Account Review from Lewisville, Texas

I tried to cancel my extra checking account and my savings account because the monthly fees were really adding up. The customer service agent handling my phone call was extremely snooty, high handed and rude. I called again that same day and experienced an amazing associate who helped me immediately. However, that evening I discovered the first associate had cancelled my debit card associated with the account I had all my money in. I began the process of calling and trying to get it reactivated. After waiting for 30 minutes and talking on the phone with three people they told me they would express me a new card. How do I get money in the meantime? Visit a banking center, of course. Unfortunately, I drove to three separate locations and all closed at 4 p.m. What kind of bank closes before business hours Monday-Thursday? Hiring agents that use sensitive personal information to carry out vendettas based on any perceived slight over the phone is what I consider an irresponsible business practice. Guess I'm SOL.
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ID
#692870 Review #692870 is a subjective opinion of poster.
Location
Lewisville, Texas
Product
Bank Of America Checking Account
Reason of review
Poor customer service
New Reviewer

Charging Interest on $0 balance

My wife and I have had (2) Bank of America credit cards for well over 17 years. My wife lost her job a few years ago, and we acquired high balances on the cards ... however, we also maintained an excellent payment record. We recently sold a rental property, and used the funds to pay off all of our credit card debt ... which meant both B of A cards had a $0 balance. The following statement, B of A charged interest on the entire PRIOR outstanding balance. Customer service refused to reverse the charges telling me they were well within their right to charge the interest. So much for customer service! So even though it will now ding our overall credit score, I cancelled both cards and have no desire to ever do business with B of A again.
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4 comments
#1667928

People need to learn about credit cards before applying. OR AT LEAST READ THE TERMS AND CONDITIONS.

Is it that hard? Bet if they worked there they would have zero clue as to what the heck is going on. So annoying.

They should be mad/ embarrassed that they dont know how credit cards work and consequences that come. Even I know and I'm 20.

#992532

Odd how none of the other credit cards we paid off did this, so yes it speaks volumes to Bank of America. Residual interest or not, they have lost a customer.

#1684619
@PissedConsumer992532

It speaks volumes that YOU are clueless, silly and don't know how to manage your finances. To top things off, you don't know what taking personal responsibility means and are entitled.

Knowing why you were charged, you still feel entitled to something you haven't earned. No one cares what the other cards did especially not knowing the details of their terms of service. To make things worse, according to you, you're willing to take a credit ding because you're mad.

Yeah, that'll show them won't it? I have a new word you should considering adding to your lexicon, Pyrrhic Victory...

#992448

This is called residual interest. It's because the previous balance was not paid in full.

Basically, you have to pay in full two times in a row for it to become truly zero. It has nothing to do with BoA, it's how credit cards work!

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ID
#637687 Review #637687 is a subjective opinion of poster.
Location
Vacaville, California
Product
Bank Of America Credit Card
Cons
  • Billing practices
Reason of review
Poor customer service
Loss
$102
Preferred solution
Full refund
New Reviewer

Withdrawal Fee -Bank oF America

On Friday April 30th Geico withdraw $177.00 out of my account. My account was already low on funds. So now there was a $-177.00 dollars in my account, Bank of America usually waits a day before adding a withdrawal fee however since it was Friday, I am assuming they added the fee to avoid the weekend. So today I called BOA to see if I can get the fee waived, like I have done in the past. However, this time around they informed me that they do not waived that fee and they have never waived the fee. I know this is a lie because I have gotten fees waived in the past. I asked to speak to a supervisor who was a bit snarky so I asked to speak to another supervisor who was even worst. He's name was Mariano. He had no respect me or so it is not possible for him to have respect for any of the BOA customers. I told him he was a representation of the company and he said he does not care because he do not work in customer service. Moreover, he stated that I was subject to the terms of the contract, which is understandable. However, I been with BOA since i was 19 and I am now 26. I have never been notified of any changes or modifications and I did not sign-up for e-monthly statements so I should have received some type of mail from them. Not only did i get yelled at but I still have to pay the fee. After being complete pissed off, Marino (the supervisor) reminded me that another charge of $35.00 will be add on the May 7th. I so upset and completely disgusted with BOA. I am going it pay this balance and just bank with another company.
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2 comments
#979903

Think twice before you open open an account at Bank Of America. Their lines are always very long with no enough to tellers.

#979849

>"...I have gotten fees waived in the past."

Maybe you're not ready to manage a bank account if you've overdrawn at least twice now. Your whole post reeks of everything you feel BofA did wrong without once taking note of what YOU did wrong.

You were overdrawn and you should have paid that fee with no questions asked. Nope! You called to have it removed. When the clerk refused to do that (forgive you for yet another one of your infractions), you demanded to waste the time of a supervisor.

Insane!

.

>"...he stated that I was subject to the terms of the contract.."

He was probably referring to the contract you signed when you opened the account seven years ago. Do you still have it? I bet it's on their website, and I'm sure there's a clause about what happens when your account is overdrawn.

No one is going to hold your hand through every banking transaction, clearly outlining what needs to happen. You need to understand that your actions will sometimes have consequences that you can't get out of, and that's no one's fault by yours.

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ID
#630766 Review #630766 is a subjective opinion of poster.
Location
Baldwin, New York
Service
Bank Of America Customer Care
Cons
  • No reconsideration offered
  • Are not help at all
Reason of review
Completely disgusted
Loss
$35
Preferred solution
Full refund

Charged me a fee for paying mortgage ahead of time

I have had a 15 yr fixed mortgage with BOA for over 6 years now. My wife and I have paid very timely and sometimes pay ahead when we have the money. I paid my April mortgage payment on March 31 and when I got my April bank statement...surprise...they had charged me $30 as an "Expedited Payoff Service Fee." In other words, being a good customer and paying them before the payment is due triggers additional fees. So, now they have my April mortgage payment AND they want $30 more. I think they are depending on people being afraid of taking on a BIG BANK and just paying the fee. Not me, I'm going to my local branch tomorrow and close down all my other accounts and raise HOLY HE11.
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2 comments
#1499588

I just found out about this fee myself after being charged twice for paying extra on my loan. This is something new that BOM is currently doing because I always pay a couple hundred extra every month ever since my loan was initiated back in 2013.

WHICH IS COMPLETE BULLSHIT!!!!! What if I didnt agree to your policy change?

Then what? YOU LOSERS OWE ME 60 dollars.

#974561

All the banks are doing this now. Banks like BB&T, BOA and others. They don't want you to pay off earlier then when you are suppose to.

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ID
#624609 Review #624609 is a subjective opinion of poster.
Location
Mechanicsville, Maryland
Cons
  • Withholding funds
Reason of review
Problems with payment
Loss
$30
Preferred solution
Full refund

Bank Of America Account Review

One teller inside bank!!!! One mother *** teller????? What the *** is wrong with this bank??!!!!??? Do not get a account with this bank. They are greedy and don't care about employees or customers
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ID
#604714 Review #604714 is a subjective opinion of poster.
Location
Brentwood, Tennessee
Product
Bank Of America Account
Reason of review
Poor customer service

Free account...NOT!

I signed up for an account that was free as long as I had one direct deposit per month. Out of nowhere (9 years later) they started charging me a $12 monthly fee despite my having had a direct deposit. Upon talking to customer service I was told that it was only free if the deposits were of a certain amount (which they never have been). I was refunded only one of the two monthly service fees. This is the second account it has happened to. Previously I had my deposits rearranged so as to overdraft me, they attempted to charge me an annual fee for a credit card I had cancelled, and they held money held back for no reason that anyone could explain. I am closing all of my accounts there and moving to a credit union.
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ID
#562009 Review #562009 is a subjective opinion of poster.
Product
Bank Of America Credit Card
Cons
  • Their criminal business practices
Reason of review
Problems with payment