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Bank Of America in Los Angeles, California - BOA deducted $10K from my account without being able to explain why!

I noticed a $10K deduction from my account yesterday. Went to a local branch today. They didn't know what the deduction was for and gave me a customer service number to call. I called and the rep didn't know what the deduction was for either. She only knew the deduction was requested by their collection department. All she could do was to enter a request to find out an explanation but it would take 5 business days. Does this make sense? In addition the rep and her boss were pretty rude as if I shouldn't worry about the deduction. At one point the manager was even suggesting that I owe the bank money. Ridicules!
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Author
Location
Los Angeles, California
Review #353023 is a subjective opinion of poster.
0 comments

Bank Of America-Overall awful and worst banking experince in life

I have a small business checking account and the experience is awful, worst experience that ever have had- and I have never dealt with any other banking institution that cause so many issue such as not being able to cash checks and have to wait days on in to cash also not being able to get your customer rep on the phone.All this doesnt make any since. I am a small business they are basically making me invest my money into their bank until they see fit to release the funds-this is politics they are playing with my money. Merrill Lynch has really made them a investment bank with no interest back on my funds...Do not open a account with this bank you will regret it. MILG
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Author
Location
Waynesboro, Virginia
Review #352874 is a subjective opinion of poster.
0 comments

Bank Of America in Livingston, New Jersey - Lies, deciept, and total worthless company, BofA

Like many other thousands of Rip off America customers I applied for a modification in Sept 2008. It was approved and the paperwork come in Jan 2009. I signed and sent it back. Then when they didn't complete it I had a friend who was willing to carry the loan himself had his attorney request payoff so he could refinance it. 3 months of payoff request did no good. We could never get the payoff. Sept 2009 another packet was sent and again I was approved and sent back the agreement. In Mar 2010 again approved and they requested more documents which I sent. Recieved approval and sent in the signed mod agreement. Never heard back and kept calling to get their counter signature to no avail. 2-25-2011 got a turndown letter which they esculated when I complained. Had to send in another packet and was turned down. Then they said the turn down was a mistake. Refiled agian and was approved and sent a new agreement. Same thing, sent back and never got the counter signature. July 2011 got forclosure notice and another turndown. Aug 2011 sent another package and got the mod agreement 9-2011. Signed and resent and in Apr 2012 got a countersigned agreement. The next day got letter stateing that it was still in remediation and over next 2 months got several more of the same. In late Aug 2012 got notification that the loan was sold to new lender. The new lender said immediately I was $4000 behind. During this time I had many case managers, Bonnie McCormick, Kimberly Wilson, Camilla Dixon, Greg Khaleel, Eric and Loretta with the esculation dept,Perchui Panosyan, Spenser Long, Stephanie Rios, Jim Tombolesi, Michael McFadden, Nicholas Wooten, acouple CEO's and who knows who else. Ever wonder why they are lost in space? I also recieved many (too many to count) letters requesting flood insurance documentation before the mod could be finished. I had to laugh at that stupidity since ever payment statement showed the flood insurance in my escrow. It is a shame that the federal banking commission wont' step in a close these crooks down.
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Location
Livingston, New Jersey
Review #351746 is a subjective opinion of poster.
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Bank of America

I went to dmv in order to get my title oa my car that ive paid @ 2 years ago and they told me that bank of america had a lien on my car... I went to bank of america and they gave me a phone, i called and told me that i will have the satisfaction letter in a week, after 1.5 weeks i called back and they told me that they could not help me because the loan was sold and that the person that initially helped me got fired... so i called santander bank and im doing the same thing.....
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Author
Location
Austin, Texas
Loss
$30
Review #351125 is a subjective opinion of poster.
1 comment

BANK OF AMERICA IS A JOKE

Bank of America is probably one the most inept companies out there. Not only does their customer service not have a clue what they are doing. They rape you for fees and discriminate debits in their favor. Closing my account today. FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF FFF FFF FFF FFF FFFF FFFFFFFFFFFFFFFFFFFFFF FFFFFFFFFFFFFFFFFFFFF FFFFFFFFFFFFFFFFFF FFFFFFFFFFF FF F FFFFF ff ff ff ff ff ff fff fffff fffff fff ff ff ff ff ff ff ff ff ff ff ff ff ff ff ff ff ff ff ff ff ff ff ff ff ff ff fff ff ff ff fff ffffffffffffff fffff ffff fff fff
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Author
Location
Long Beach, California
Review #350939 is a subjective opinion of poster.
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Bank Of America Cash Rewards Legit Stealing

Bank of America issued me a cash rewards card in 2011 when my credit score was low. I was using the card for over a year and made payments on time every month. Sept 2012 i sent over a pyment to pay out my balance. A week after the bank recieved my payment and my balance was piad they sent me a letter stating that they reviewd my account and they are closing my account. I called to have my Cash rewards sent to me and was told that when the account is closed the cash rewards can't be redeemed so i argued that how would anyone would know when the bank is going to close thier account. So now i figured wow they can have all those ppl using thier CC and when BOA needs some cash will close few account and not paying thier cash rewards. Thank you bank of america for stealing our money. Thank God i was able to pay off thier card and not give them any more of my hard earned money
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Author
Location
Poughkeepsie, New York
Review #350012 is a subjective opinion of poster.
1 comment

Bank Of America in Bakersfield, California - Wont give me my lock-in agreement document

God plus Jesus, plus solar flares, protecting, His Children. Everyone wants to blame others or take credit for what God is doing to banks greed, exploitation of peoples wages and affliction against His Children. This is what's up. God and Jesus added to the Sun's energy, substance, power and light which is added to our atmosphere, light, air, water, earth and beings, to perform His will and judgment. Solar Flares, CME's and sunlight, sun's energy, radiation and substance added to Water, air, and food with God, His word, His Son, His Son's Blood and Holy spirit, truth, purity and righteousness, is coming for Bank of America and all that exists in the universe, Earth , All heavens and beyond, Past present and future, Eternally and NO-ONE can remove Him from there in the name of Jesus Christ, Amen! Solar Flares and CME's Plus God, Jesus and the Holy Spirit in the Light and energy of the Sun is upon the wage earner exploiters of Bank Of America and other banks as the Lord being a swift witness against them and those who support them, as well as All others for a blessing or curse, to each his own reward for what they have done to others and continue doing so without repentance when asked to. Matthew 3:11 I indeed baptize you with water unto repentance, but He who is coming after me is mightier than I, whose sandals I am not worthy to carry. He will baptize you with the Holy Spirit and fire. The Reign and Indignation of God Isaiah 66:14 When you see this, your heart shall rejoice, And your bones shall flourish like grass; The hand of the Lord shall be known to His servants, And His indignation to His enemies. 15 For behold, the Lord will come with fire And with His chariots, like a whirlwind, To render His anger with fury, And His rebuke with flames of fire. 16 For by fire and by His sword The Lord will judge all flesh; And the slain of the Lord shall be many. 17 "Those who sanctify themselves and purify themselves, To go to the gardens After an idol in the midst, Eating swine's flesh and the abomination and the mouse, Shall be consumed together," says the Lord. Psalm 21:9 You shall make them as a fiery oven in the time of Your anger; The LORD shall swallow them up in His wrath, And the fire shall devour them. Psalm 89:46 How long, LORD? Will You hide Yourself forever? Will Your wrath burn like fire? Isaiah 9:19 Through the wrath of the LORD of hosts The land is burned up, And the people shall be as fuel for the fire; No man shall spare his brother. Ezekiel 21:31 I will pour out My indignation on you; I will blow against you with the fire of My wrath, And deliver you into the hands of brutal men who are skillful to destroy. Ezekiel 22:21 Yes, I will gather you and blow on you with the fire of My wrath, and you shall be melted in its midst. Ezekiel 22:31 Therefore I have poured out My indignation on them; I have consumed them with the fire of My wrath; and I have recompensed their deeds on their own heads," says the Lord GOD. Ezekiel 38:19 For in My jealousy and in the fire of My wrath I have spoken: "˜Surely in that day there shall be a great earthquake in the land of Israel, Malachi 3 The Coming Messenger 1 "Behold, I send My messenger, And he will prepare the way before Me. And the Lord, whom you seek, Will suddenly come to His temple, Even the Messenger of the covenant, In whom you delight. Behold, He is coming," Says the Lord of hosts. 2 "But who can endure the day of His coming? And who can stand when He appears? For He is like a refiner's fire And like launderers' soap. 3 He will sit as a refiner and a purifier of silver; He will purify the sons of Levi, And purge them as gold and silver, That they may offer to the Lord An offering in righteousness. 4 "Then the offering of Judah and Jerusalem Will be pleasant to the Lord, As in the days of old, As in former years. 5 And I will come near you for judgment; I will be a swift witness Against sorcerers, Against adulterers, Against perjurers, Against those who exploit wage earners and widows and orphans, And against those who turn away an alien"” Because they do not fear Me," Says the Lord of hosts. 6 "For I am the Lord, I do not change; Therefore you are not consumed, O sons of Jacob. 7 Yet from the days of your fathers You have gone away from My ordinances And have not kept them. Return to Me, and I will return to you," Says the Lord of hosts. "But you said, "˜In what way shall we return?' Do Not Rob God 8 "Will a man rob God? Yet you have robbed Me! But you say, "˜In what way have we robbed You?' In tithes and offerings. 9 You are cursed with a curse, For you have robbed Me, Even this whole nation. 10 Bring all the tithes into the storehouse, That there may be food in My house, And try Me now in this," Says the Lord of hosts, "If I will not open for you the windows of heaven And pour out for you such blessing That there will not be room enough to receive it. 11 "And I will rebuke the devourer for your sakes, So that he will not destroy the fruit of your ground, Nor shall the vine fail to bear fruit for you in the field," Says the Lord of hosts; 12 "And all nations will call you blessed, For you will be a delightful land," Says the Lord of hosts. The People Complain Harshly 13 "Your words have been harsh against Me," Says the Lord, "Yet you say, "˜What have we spoken against You?' 14 You have said, "˜It is useless to serve God; What profit is it that we have kept His ordinance, And that we have walked as mourners Before the Lord of hosts? 15 So now we call the proud blessed, For those who do wickedness are raised up; They even tempt God and go free.'" A Book of Remembrance 16 Then those who feared the Lord spoke to one another, And the Lord listened and heard them; So a book of remembrance was written before Him For those who fear the Lord And who meditate on His name. 17 "They shall be Mine," says the Lord of hosts, "On the day that I make them My jewels. And I will spare them As a man spares his own son who serves him." 18 Then you shall again discern Between the righteous and the wicked, Between one who serves God And one who does not serve Him. Malachi 4 The Great Day of God 1 "For behold, the day is coming, Burning like an oven, And all the proud, yes, all who do wickedly will be stubble. And the day which is coming shall burn them up," Says the Lord of hosts, "That will leave them neither root nor branch. 2 But to you who fear My name The Sun of Righteousness shall arise With healing in His wings; And you shall go out And grow fat like stall-fed calves. 3 You shall trample the wicked, For they shall be ashes under the soles of your feet On the day that I do this," Says the Lord of hosts. 4 "Remember the Law of Moses, My servant, Which I commanded him in Horeb for all Israel, With the statutes and judgments. 5 Behold, I will send you Elijah the prophet Before the coming of the great and dreadful day of the Lord. 6 And he will turn The hearts of the fathers to the children, And the hearts of the children to their fathers, Lest I come and strike the earth with a curse."
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Author
Location
Bakersfield, California
Loss
$50000
Review #349633 is a subjective opinion of poster.
0 comments

Bank of America failed Americans

1. Why did Countrywide change my 5.75% mortgage loan, I Locked-in at, to 6.25% right before signing escrow, without discussing it with me 72 hours prior as loan documents states must be done? 2. Why did Countrywide tell me I couldn't afford the cheaper loan and that they thought they told us prior already, when I called during signing? 3. Why did Countrywide change my loan to one I doubted my wife and I could afford, when my family was going to have nowhere to live if we didn't sign? 4. Why did Countrywide tell us their copy machine was broken when we signed our lock-in agreement? 5. Why didn't Countrywide give us a copy of our Lock-in agreement document when we asked for it since the beginning of our mortgage? 6. Why did Countrywide sell our note to Bank of America that we did not want to do business with nor support, and not hand deliver the note? 7. Why are we forced to do business with Bank of America and forced to allow them to service our loan? 8. Why did Bank of America ignore us on 5 modification attempts to our previous lock-in agreement and only answered and told once that we didn't qualify? 9. Why does Bank of America deny our QWR for all Loan, escrow, Lock-in agreement, and 6 modification attempts, documents? 10. Why does Bank of America Bank of America threaten to foreclose, selling our note, and actually put our loan into default with pre-foreclosure, still denying us our QWR? 11. Why is it legal for real estate companies and internet sites allowed to show our house available in pre-foreclosure, for 2/3 the cost I purchased it for, at a monthly mortgage half of what I am being forced to pay? 12. Why is it ok for Bank of America to foreclose on my mortgage when the amounts due are the same amounts our houses estimated worth has depreciated, due to Real Estate company's, Countrywide's and Bank of America's practices of unequal, racial, judgmental, predatory lending for greed of money with house flipping and greed of money, no matter who it puts on the street and causes to be homeless? 13. Why is it ok for the home builder to tell us they're not going to fix the cracks in our stucco unless they can fit a nickel inside it? 14. Why is it ok for banks to exercise their legal document rights, ignoring and denying the consumer their documented rights when the consumer cannot afford the greed of an attorney? 15. Why does everyone, banks, governments, other nations and countries think they can do what they do against Americans and God's true Children everywhere, and get away with it, without judgment from God? 16. Why did the American Government bail out these banks with tax payers money, for doing these things to Christian Americans that choose to be the True Children of God? Your Judgment is here, life of your own conscience knowledge, truth and action of un-repented sin of mortality and impurity expressed towards existence, reality and destiny, to have life upon and within yourself. They are your truths, beliefs and actions you decided to agree upon and express upon all things existing or going to, even yourself.
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Author
Location
Bakersfield, California
Loss
$50000
Review #349631 is a subjective opinion of poster.
2 comments

Bank Of America in Birmingham, Alabama - BOA Constrictor

I received a call from Bank of America encouraging me to apply for a new BOA card that would automatically give me 22,000 in airline miles(I then had 19,000)in airline miles. I told the BOA representative that I did not want to jeopardize my credit rating or harm my current credit by making an application. I totally reassured that my application was risk free - and that if I was turned down it would in no way affect my current credit rating or ctrdit limit. I was very clear in my communication. I applied and immediately I was turned down, and my credit limit was immediately reduced from $3500 to $1200. My FICO score was said now to be 650. I had been a BOA customer for 10 years and had never missed a payment. I was furious. I contacted my senator and subsequently BOA has sent me long letters explaining their actions - but they lie and say I was seeking a credit line increase, making it sound as if I had contacted them, and they fail to acknowledge their dishonest practice of pressuring me to apply for a card which they repeatedly assured me would not affect my credit. Furthermore I just purchased a condo and paid $84,000 in CASH for it...and have had $120k to $2k in cash in my account at any given time. Obviously BOA is doing a horrible job in the review and analysis of my credit worthiness. They treat me condescendingly as a child and the main reason I avoid using their card for larger transactions - is that I do not trust the competence and basic ethical foundation of the company. In otherwords, if they act like a ruthless pack of wolves over a small bit of money - they are likely to rob me blind when given the chance to tear into my larger holdings. BOA, you haughtily refer to my apartment, but I have told you over and over again that it is a condominium apraised at $300k with no mortgage since I paid it off with $84k in cash. You should be raising my credit score and raising my line of credit, buy you are obviously too incompetent to do so.
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Location
Birmingham, Alabama
Review #348943 is a subjective opinion of poster.
2 comments

Bank of America

I was charged a $35.00 overdraft fee for a $4.99 debit. on the bank of america website it says no overdraft fee for anything $4.99 or under. They lie and as of the 3rd of the month when I get my SS check I will be closing my 16 year old account. When I called the 800 number she refused to waive the fee, when I went into the bank to talk to a manager he told me you were already told no from the 800 number. I am so done with this *** bank. new bank
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Author
Location
Las Vegas, Nevada
Review #348687 is a subjective opinion of poster.