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3 comments
BOA offered to help me catch up on my loan. Sent me a contract (a numbered contract). Deal was pay 1/2 of oast due and then catch up with 6 months of larger payments. I sent them $6,000 + as 1/2 then two accelerated payments of $2000+. (these had to be in form of...
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Anonymous
#301920

Did You get denied for Home Modification ? Are You In Foreclosure ? Are You Behind on Your Mortgage ? If you have fallen behind on your mortgage as a result of a loss...

Author
Location
Atascadero, California
Loss
$11000
Review #239353 is a subjective opinion of poster.
1 comment
bank of america /country wide needs to be futher investigated. they have practiced preditory loan pratices/loan fraud/forgery/lied /and HAVENT tried to follow any of the laws set by the government of the people set to correct there current pratices. also is the...
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Anonymous
#301926

Did You get denied for Home Modification ? Are You In Foreclosure ? Are You Behind on Your Mortgage ? If you have fallen behind on your mortgage as a result of a loss...

Author
Location
San Jose, California
Loss
$12
Review #239179 is a subjective opinion of poster.
1 comment
What a harrowing process. After almost seventeen months, I have received my second forclosure notice from Bank America, after going through the process, being transferred to a dozen people, filling out duplicate after duplicate of lost paper work, receiving a...
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Anonymous
#301930

Did You get denied for Home Modification ? Are You In Foreclosure ? Are You Behind on Your Mortgage ? If you have fallen behind on your mortgage as a result of a loss...

Author
Location
Clinton, Maryland
Review #239026 is a subjective opinion of poster.
1 comment

Bank Of America in Corvallis, Oregon - They won't replace money that they lost.

#1.The Bank of America took over my home loan from Countrywide and immediately raised my payments. #2.They promised $50 if I direct deposit my paycheck, they gave me $25. When I complained, they gave me $25 more, then sent tax-statements saying that I got $60! I said "No it was $50", they checked their records and said "yes it was $50 then they sent new tax-statements saying I got $90! #3.I dropped a green envelope with $50 in it at the Bank of America kiosk at Safeway, it had my name on it. It was retrieved and given to a bank employee who didn't call me, didn't protect it, and lost it. Neither the Employee nor The Bank of America will take responsibility and replace my money. #4They took over my JoAnns credit card... #5. then charged my creit card something from my bank account without my permission.
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Author
Location
Corvallis, Oregon
Review #238881 is a subjective opinion of poster.
2 comments

Bank Of America in Charlotte, North Carolina - Avoid BAC at all costs! Walk Away!

BAC takes the cake: We have optional insurance on our mortgage in case you get laid off they pay mortgage. They stopped billing us for it, so they applied my payments to either our escrow or principal instead. Then I get a letter stating my optional insurance would be cancelled for non payment! They had the audacity to tell me I had to fax in proof that I was not being billed for it! Remember, they are the ones who sent me the letter! That was the third round of discussions over the past year. I said bye-bye, I am taking my business to Wachovia. No department can speak to another department, you have to call insurance, then customer service, then billing yourself to try to get them to fix an issue. They open an 'investigation', promises are made and nothing gets done so you start over a few months later. In Summary, do not do business with them from the start. It will only be an excercise in frustration.
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Author
Location
Charlotte, North Carolina
Review #238841 is a subjective opinion of poster.
3 comments
Our Countrywide Mortgage became a B of A Loan not by our choice. We spent over TWO YEARS trying to get a loan mod & were refused 4 times. And during that 2 yrs, my payment went from 2300 a mo to 4606 a mo. nd they still refuse to help me. I have only heard of 2 people...
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A. RIZZO
#333379

What a lot of homeowners don\'t realize is that their lender is not in the business to help them. (i.e. by granting a loan modification they lose money - hence, they will do e...

Author
Location
Concord, California
Review #236478 is a subjective opinion of poster.
2 comments

Bank Of America in Chicago, Illinois - They Scammed my husband and I out of $2,800 up front fee!

Please do not use American Economic Solutions (AES) aka MJB Communications in San Diego California. My husband and I got a post card in the mail back in Nov. 2009 for a modification loan. AES charged us an upfront $2,800 fee we paid it because we were in need of financial help because our income had been cut in half because of health complications. AES promised us they could lower our mortgage by $200-$300, well we just got our modification completed in Feb. 2011 and now our mortgage is $50.00 more than the original mortgage, we did contact AES and they told us that this is the modification. Well my husband certainly let them have it over the phone and now when we call nobody answers the phones just an answer machine. We've dealt with them for over a year, they never called us to let us know what's the statis with our modification we always had to call them, and through out this whole ordeal every time we call the office we had to speak to a new person because the previous person no longer worked their. We reported them to states attorney general of Illinois and California and BBB bureau, and we are waiting on an immediate response. Run From AES!! Chicago
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Author
Location
Chicago, Illinois
Review #235649 is a subjective opinion of poster.
2 comments
don't get a Merchant Account with Bank of America. They give you a low rate with a 3 year agreement and $250 early termination fee. don't get a Merchant Account with Bank of America. They give you a low rate with a 3 year agreement and $250 early termination...
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Anonymous
#323376

bank of america merchant services are THE WORST. i should have never switched. they wooed me and promised the world. they do NOT deliver. do yourself a favor and go with a...

Author
Location
Revere, Massachusetts
Review #235557 is a subjective opinion of poster.
10 comments
i have been a bank of a B of A customer for over 10 years. Between my wife and i, and our small businesses we have 6 different accounts there. All of them were "free", but over the last two years or so, and for no apparent reason, and quite randomly (You never know...
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Anonymous
#793048

Bank of America has taken a twelve dollar service fee on my account? I have requested numerous times for the account to be closed and I have been very polite. You have drain...

Author
Location
Payson, Arizona
Review #234835 is a subjective opinion of poster.
3 comments

Bank Of America in Stone Mountain, Georgia - Bank America

Bank of America is the worst bank you could ever waste your time, money, or energy with. I drove approx 1 hr. from my home to purchase a cake from a merchant for my wedding anniversary. The item was not what i ordered, but since it was my anniversary weekend, I took it anyway, because I thought it may taste good, at least, once we eat it. This merchant's cakes do good, but they tasted dry and nasty. After getting a cake that was nasty and dry, the merchant also charged my account 2X. I called the bank, and the automated system showed that my account was charged 2X. So, they issued me a temporary credit. Now bank of america is charging me for the extra payment the merchant charged to my account by mistake. But, their lie is that the amount never posted to my account, but their automated sytem said that it had and it reflected in my balance. I can't believe that I'm paying for someone else's mistake, and they bank didn't do *** about it. They talk to me like it's my fault, and their bottom line was they was keeping the money.I've been with this bank and put up with them for over 10 years, always making the customer wrong and never being bank of america's problem or wrong. I am closing this account the next opportunity i get. Please don't use this bank, "you will regret it". You want stress when doing your banking, get bank of america.
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Author
Location
Stone Mountain, Georgia
Review #234544 is a subjective opinion of poster.