On my husband's death in March 2010 I applied for modification. I was assured all paperwork was received and my file complete as of last week in May.
Subsequent calls to BofA told me of conflicting info, etc. Calls on 6/24 and 7/8 reassured me that I was 'in review'. My call on 8/3 gave assurance that it was out of review in sent to underwriters and I would hear from them within 15 days. A call on 8/26 sends me back to square one.
I'm in review and an escalation has been requested. That means someone will contact me.
My payment is $500 p/mo less than my new monthly income. Do I eat or go into default while waiting for promised relief??