Product: Bank Of America Checking Account Clear all filters (107 of 107 reviews match)
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Bank Of America - NSF Fees

On August 14, 2008, a deposit was made to my Bank of America account by a Bank of America customer in Maryland. On August 14th, the funds showed available both by phone and internet. I made purchases from those available cash funds and on 8/15/08, I received 3 insufficient fund fees because they showed the deposit being made on 8/15/08. When I contacted a representative and her manager, they both tried to explain the logic, but was very assured that no one would refund my fees. I feel like they've stolen money from my account.
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6 comments
Review
#132113 Review #132113 is a subjective opinion of poster.
Product
Bank Of America Checking Account
Loss
$105

Watch Out For Bank Of America Fees

We closed an account with Bank of America over 3 months ago, and were still being charged monthly fees. I called up there and was on hold for 45 minutes before they realized their mistake and only repaid me for 2 months. Nevermind the overdraft, overcharge, and insuffiecent charges they refused to give back. I think we paid them close to $600. And will never get it back. I will not do any other business with them. I am in the process of trying to close my checking and savings account with them. I let them know this and they were not the least bit interested.
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2 comments
Review
#128128 Review #128128 is a subjective opinion of poster.
Product
Bank Of America Checking Account
Loss
$700
I opened a checking & savings account 2 weeks ago. Deposited over $5,000 to open the account of my money. I received 2 transfers of funds from a company I do work for that also happens to have BofA. Those went through just fine. On the 3rd transfer, they suspected...
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1 comment
Anonymous
#21741

Do you really think a bank wants to cover a near million dollar loss? Banks are trying to cover they\'re ***, they don\'t care if you need the money right away, they need to m...

Review
#124256 Review #124256 is a subjective opinion of poster.
Product
Bank Of America Checking Account
Loss
$6

Bank of America

These people have the WORST customer service ever! I was charged a $35 overdraft fee when my account went $0.06 overdrawn- even though I have overdraft protection- and when I called the 800# I was very rudely told"because of my account history I was inelegible for the overdraft protection". What the heck is that supposed to mean? I have banked with these people for 9 years an only been overdrawn twice! Where is the $250 I paid for the overdraft protection service in the first place? Try asking them cause all I keep getting is a run around! I will never recomend them to anyone again!
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4 comments
Review
#117126 Review #117126 is a subjective opinion of poster.
Product
Bank Of America Checking Account
Loss
$285

Bank Of America - Be Aware! Band of America's New NSF Fees; Procedure

***Bank of America's New 03/01/08 Posting Procedure: I've just learned that BofA is now charging NSF fees for "paying" for unposted/pending transactions to your account eventhough you will make a deposit at the end of the day that very same day. So for example...you have $100 in the bank now...you decide to make a purchase for $101 (knowing you'll make a deposit tonight-which WILL post at midnight) we....dear BofA will charge you $35 for covering that $1 eventhough you made a deposit and EVENTHOUGH the purchase transaction WILL NOT POST FOR ANOTHER TWO DAYS!!!...that is OUTRAGEOUS...I have now been charged over $100 in NSF fees for three small transactions I made just MINUTEs before making a deposit....I think I'll take my business somewhere else!!!
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12 comments
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#115795 Review #115795 is a subjective opinion of poster.
Product
Bank Of America Checking Account
I put in a wire transfer from my PayPal online account to my Bank of America checking account. PayPal's policy is to give 3-4 business days to insure that the money has transferred to the bank account. The transfer was initiated on March 2, 2008. On March 4, 2008...
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11 comments
Anonymous
#240674

It is a money making scheme and you are all taking it. The masses are a bunch of whinney *** and deserve everything they get because they wont do anything about it except com...

Review
#114983 Review #114983 is a subjective opinion of poster.
Product
Bank Of America Checking Account

Bank of America's overdraft goldmine

I've devoted hours and hours to studying Bank of America's "accounting" and this is what I've discovered: During the course of the week they will "recredit" monies to your account that had already been deducted leading you to believe you have more money than you really do. Then they will put those old transactions back through along will all the new charges resulting in multiple overdrafts if you have a low balance and aren't wary of your "true" balance and are using "their" balance. They will even undo transactions that have already posted and "reshuffle the deck" so to speak to get even more overdrafts. Call B ofA (1-800-622-8731) every morning for a week and listen to your balance and see if you don't "mysteriously" have more money in there for some reason even though you've made no new deposits. I pay cash for everything now because I can't afford $38.90 lattes.
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33 comments
Review
#113821 Review #113821 is a subjective opinion of poster.
Product
Bank Of America Checking Account
Loss
$1000