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Contact us asap if you have been a victim of fraud caused by Bank America in the loan modification process and if they have destroyed credit lines you have had while never being in default with your mortgage a huge plus. Two attorney specialists are taking immediate...
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6 comments
Anonymous
#561036

I tried for over 3-years to get a loan modification from Bank of America. Bank of America has definitely practiced horrible and toxic financial business with me in regards to my home.

I am definitely a "Victim of Fraud," caused by Bank of America.

I eventually had to agree to a "Short Sale" on my property. Is it to late for me to join this Class Action Suit, filed in Southern California?

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#249402 Review #249402 is a subjective opinion of poster.
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Bank Of America Loan Modification
Nikki White's call to customer service June 16, 2011 Bank of America Home Modification Customer Service Customer Service Rep. Thisbeth @ ext. 1194 Reason for the Call: Marlene Estrauda told me to call (888)325-5399 to request the LPV data used when determining my...
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4 comments
Anonymous
#1129611

Timely writing , I am thankful for the specifics - Does anyone know where my business could acquire a template a form version to edit ?

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#246186 Review #246186 is a subjective opinion of poster.
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Bank Of America Loan Modification
Loss
$260

Bank of America-Too Incompetent to Mail Modification Paperwork!

I called Bank of America on 2/4/11, asking for a loan modification application to be sent to my home address. I was told I would receive it within 30 days. It is now 120 + days later, and I have yet to receive it. My Husband and I have called numerous times. What are the chances of getting a loan modification, when I can't even get them to send me the paperwork? Any suggestions? I have no idea who they are accountable too! I have read many similar complaints on the interent, but I am not sure where to turn.
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2 comments
Anonymous
#319660

Loan mods do exist with Bank of america you just have to find your way around it. Make sure to write down the name and rep #of the person you speak to when you call the bank and reffer to that person every time you send something to the bank send it via delivery confirmation as well as faxed with a delivery confirmation number. So you can keep track of it

Anonymous
#319656

I help people obtain loan modifications and you can got to bank of america home loans website ans print off the mod package off their website.

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#244378 Review #244378 is a subjective opinion of poster.
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Bank Of America Loan Modification

Bank Of America in San Jose, California - FORGERY ,LIES MISLEADING INFORMATION FALSESIFYED DOCUMENTS

Ive BEEN GOING THROUGH A NIGHTMARE LOAN MODIFICATION /WHERE IVE BEEN LIED TO ,THERE OWN WORDS HAVE LEAD ME TO BELIEVE THERE is FORGED AND FALSIFYED DOCUMENTS. IVE been given the run around from call center to call center and never have been told any truths . these people are crooks ! i wounder if the uper management is REALLT aware of any of this at all .how much bad publicit does it take before /BANK OF AMERICA / does the right thing .long term loan modifications meanr loyal customers and long term income not a business that WILL fail by word of mouth . lokk at the complaints here and also on complaints .com they number in the millions all of us DO have friends and WE do pass on all information .in my part of the country B.OF.A. is already a dirty word and no one i know banks there any more.
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3 comments
Anonymous
#299770

yes im behind because of lies forgery fraud /being misslead and ran around by bank of america .ive learned the laws on loan modifications the hard way. if you want to help me against the bank ,i can use it now before i loose my home of 35 years .

i can no longer afford crooks liars and fraudulent firms . the law is clear about modifications .

ive been burned twice and cant afford any more *** .if you can help contact me thanks many times over ..MR. BLAKE

Anonymous
#299692

If you are upset at your lender and your current situation .. your best recourse if you are looking for justice would be to sue your lender in a court of law.

cantact me and see if your loan qualoifies for the lawsuit.. Unfortnuetly , loan modifcations are next to impossible to get because the bank has no motivation to do them.. They stand to make more if they foreclose and resell your house...

If your loan qualifies and you want to join our lawsuit you would be looking at either a substantial principle reduction and a lower interset rate or a large cash settlement . to find out more call me Dallas Kells @ 760-324-6410 or e-mail me at dkells@elitelegalinc.com

Anonymous
#299612

Did You get denied for Home Modification ?

Are You In Forclousure ?

Are You Behind on Your Mortgage ?

If you have fallen behind on your mortgage as a result of a loss of income

and can't refinance your mortage due to loan to value issues, I can potentially

help you avoid foreclosure!

We also specialize in chapter 7 and 13 Bankruptcy,affordable and professional.

WE CAN HELP YOU NO MATTER WHAT YOUR SITUATION.

Help is only a phone call away!

Contact us!!!!! 212 709 8141

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#242858 Review #242858 is a subjective opinion of poster.
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Bank Of America Loan Modification
Our journey with Bank of America started way back in '09. Lets start with our home, we purchased it and moved in Nov 26, 2008. It was Dec 16, 2008 I fell ill and on Dec 22, 2008 I had emergency spine surgery to save my life from a staph infection. This had left me...
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2 comments
Anonymous
#299779

all i can say is good luck /ive been screwed over by bank of america /see my commenets . I HAVE CALLED MY CONGRESSMAN AND THEY TOOK A FORM OF RELEASE TO INVESTIGATE ON MY BEHALF .IF WE ALL DO THIS MAYBE CONGRESS WILL ASK THEMSELVES WHAT THE *** IS GOING ON .

A FLOOD OF CONGRETIONAL LETTERS BY US MAT DO SOMETHING . WHEN I CALLED MIKE THOMPSON /MY CONGRESSMAN WAS EXTREMELY INTERESTED.

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#242259 Review #242259 is a subjective opinion of poster.
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Bank Of America Loan Modification
May 27, 2011 Barbara ext. 2907 Bank of America Called to get information why I do not qualify for the HAMP loan modification Barbara said my Loan Modification was declined I asked Why? What specific reason or reasons? Barbara said I should receive a letter that will...
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1 comment
Anonymous
#301897

Did You get denied for Home Modification ?

Are You In Foreclosure ?

Are You Behind on Your Mortgage ?

If you have fallen behind on your mortgage as a result of a loss of income

and can't refinance your mortage due to loan to value issues, I can potentially

help you avoid foreclosure!

We also specialize in Lawsuits,chapter 7 and 13 Bankruptcy,affordable and professional.

WE CAN HELP YOU NO MATTER WHAT YOUR SITUATION.

Help is only a phone call away!

Contact us!!!!! 212 709 8141

Review
#240366 Review #240366 is a subjective opinion of poster.
Service
Bank Of America Loan Modification

Bank Of America in San Jose, California - Preditory loan practice fraud forgery lies runaround

in dealing with bank of america I HAVE BEEN THE VICTUM OF preditory loan practices have been lied to . they have continously given me the run around from call center to call center while asking for more and more documents at each call center .they have forged my name to documents falsifyed documents andoutright lied to me ,im assuming this is to make a quick sale and screw the consumers. they have continusly ignored the peoples rights and totaly failed to even try to follow federal guid lines.as much to say *** them also.i hope some one in the regulatory body reads this and gets as pissed as i am about these thieves because if we treeted others like this we WOULD BE IN JAIL!!!
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Review
#239387 Review #239387 is a subjective opinion of poster.
Service
Bank Of America Loan Modification
Loss
$120

Bank Of America in Chicago, Illinois - They Scammed my husband and I out of $2,800 up front fee!

Please do not use American Economic Solutions (AES) aka MJB Communications in San Diego California. My husband and I got a post card in the mail back in Nov. 2009 for a modification loan. AES charged us an upfront $2,800 fee we paid it because we were in need of financial help because our income had been cut in half because of health complications. AES promised us they could lower our mortgage by $200-$300, well we just got our modification completed in Feb. 2011 and now our mortgage is $50.00 more than the original mortgage, we did contact AES and they told us that this is the modification. Well my husband certainly let them have it over the phone and now when we call nobody answers the phones just an answer machine. We've dealt with them for over a year, they never called us to let us know what's the statis with our modification we always had to call them, and through out this whole ordeal every time we call the office we had to speak to a new person because the previous person no longer worked their. We reported them to states attorney general of Illinois and California and BBB bureau, and we are waiting on an immediate response. Run From AES!! Chicago
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2 comments
Anonymous
#301943

Did You get denied for Home Modification ?

Are You In Foreclosure ?

Are You Behind on Your Mortgage ?

If you have fallen behind on your mortgage as a result of a loss of income

and can't refinance your mortage due to loan to value issues, I can potentially

help you avoid foreclosure!

We also specialize in Lawsuits,chapter 7 and 13 Bankruptcy,affordable and professional.

WE CAN HELP YOU NO MATTER WHAT YOUR SITUATION.

Help is only a phone call away!

Contact us!!!!! 212 709 8141

Anonymous
#286763

Same problem with an individual named Dan Beech out of Ventura, CA. He's a crook.

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Review
#235649 Review #235649 is a subjective opinion of poster.
Service
Bank Of America Loan Modification

Bank of America screwed me out of my home

I'm at my wits end! My wife and I have been trying for over 3 years to save our home. The whole mess started with an IRS problem due to a flaw in the Turbo Tax Home and Business edition for 1999. The program deducted our home mortgage interest twice. IRS was super to work with Because, it was a flaw in the program they did not apply any penalties or interest. I asked a friend who I knew since 5th grade to help while my wife and I arranged for a loan to take care of the problem. He was a former IRS auditor and now with an accounting firm in Phoenix. This was back in 2002. Because my friend missed 3 deadlines the IRS became a little hard to deal with. The dollar amount jumped to $39,000. and IRS wanted it now. To complicate matters, I had lost my job because the company I was with since I was 17 went out of business and at that time I was 51 years old and we were the largest furniture retailer on the planet with 1018 stores. As a result the only loan we could get was a refi on our home, which later turned out to be labeled a "Predatory Loan" through Countrywide. We paid off IRS. Then in 2007 the loan became unaffordable, the interest had jumped to almost 11% with payments approaching $4,700. per month. The State of California had filed a law suit against Countrywide for "Predatory Lending Practices" and our loan was among those involved. That brings us to 2008 and the "Obama Make Homes Affordable" plan plus the acquisition of Countrywide by Bank of America. We had retained "Wall Street Modifications" to represent us with Countrywide related to the law suit and Countrywide having to fix these loans. Wall Street Modifications was a fraudulent company however, they negotiated a Modification for us at about the same time as BOA acquired Countrywide. The acqusition was approved by the Federal Reserve Board and as part of that approval BOA was to fix those Predatory Loans extended by Countrywide. Here is the statement from the Federal Reserve Board and I Quote - "...Bank of America should stabilize this massive portfolio (Countrywides questionable mortgage loans) by ensuring those borrowers can afford to keep their homes". The Modification through Wall Street was also unaffordable and Countrywide agreed, so that never went forward at their suggestion. Countrywide, under BOA control and under the "Obama Make Homes Affordable" plan came up with a new Modification plan with payments of $1,385. which were affordable and mailed it to us on December 24th, 2009. Payments were to begin on February 1, 2010 which we signed and returned to the BOA office where they originated from in Pittsburgh, Pa. and I have copies of the agreement. My wife called BOA to make our first payment on Monday February 1, 2010 and was told that for some reason BOA decided they were not going to go through with this plan and they would work something out and get back to us. We called and called and called, then in early April 2011 we were told that we might lose the home! That brings us to today a year and 2&1/2 months later BOA is now telling us we do not qualify under the Obama plan because of the past due payments are making the loan balance to high to fit a into payment related to our income. If they had honored the Modification of December 2009 there would not be any past due amount.
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6 comments
Justv389
#724285

Did you ever get a resolution from BOA?

Anonymous
#724373
@Justv389

NO.

Anonymous
#546563

Names changed situation similar.. I became disabled in 2009 and was working with Countrywide to modify my primary mortgage had it all worked out too lower monthly payment, better interest rate, yeah I added a few years to the term but I would at least be able to afford the house on the joke that the Workers Comp was paying me.

BOA took over right as I was mailing my notarized and signed agreement in to countrywide...

Suddenly all deals were off.. Despite my circumstances BOA never processed me under the hardship provisions that they grabbed tax payers money for. Oh no..

they just screwed around letting me make the payments that I'd agreed to pay Countrywide because that was all I could afford. They of course kept piling up the unpaid amounts along with whatever penalties they could stick on... Then when I was around 10K underwater on the original loan they dropped the foreclosure bomb.. I said goodbye to my home on July 14th 2012

Now the State is contacting me about a "settlement" for BOA's bad faith actions..

but of course the lions share of the bucks squeezed out of BOA is going to keep people in their homes..

*** to be me since mines gone.. my group may see a 1 or 1.5K check less than 3 mortgage payments I'm sure BOA execs are laughing their *** off at the impotent States Attorneys Generals and the "penalty" they pay while they pick up homes for chump change...

Anonymous
#301956

Did You get denied for Home Modification ?

Are You In Foreclosure ?

Are You Behind on Your Mortgage ?

If you have fallen behind on your mortgage as a result of a loss of income

and can't refinance your mortage due to loan to value issues, I can potentially

help you avoid foreclosure!

We also specialize in Lawsuits,chapter 7 and 13 Bankruptcy,affordable and professional.

WE CAN HELP YOU NO MATTER WHAT YOUR SITUATION.

Help is only a phone call away!

Contact us!!!!! 212 709 8141

Anonymous
#277818

And it won't be pretty. You'll be one of the first casualties of what will become known as the pitchfork riots.

That's when the former middle class says enough and takes out the greedy rats infesting out great country.

Oh, and you. You'll be one of the first to go cuz everyone who has ever come in contact with you thinks your an ***

Steelman7700
#277644

They are unconscionable and unethical. Friends have had similar experiences.

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#233750 Review #233750 is a subjective opinion of poster.
Service
Bank Of America Loan Modification
I have a horror story to add to the hundreds that are already on this site. My husband and I got behind by one month on our mortgage in 2009, right before Bank of America started servicing our loan. By May 28, 2009 BAC had already sent us a foreclosure letter,...
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15 comments
Anonymous
#493374

As a former BAC employee, I agree that things are messed up there. I was terminated in 2010 due to not handling enough calls. I took the time to try to help & it bit me in the butt.

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#231382 Review #231382 is a subjective opinion of poster.
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Bank Of America Loan Modification