I applied for a loan modification and after trial was over, BOA stated that they've been reporting me late to the credit bureau during the entire time! Is that even legal???
I thought they'd help, but as usual they just s***wed me over. Now I how back payments of over $4000. Get this: when I asked if I could pay in installments they said pay half up front then they wanted to run a credit check--just to see if I'm eligible to be set up on a payment plan. Wow!!!
I said no--actually h***no! I'll file a chapter something first and get to keep all my stuff. Not no one will touch me for anything.
I've worked to keep my credit in check for years and in 5 months, BOA ruined all my efforts. Can't someone help me (all of those affected Please?!?!?)
Product or Service Mentioned: Bank Of America Loan.