Spent over 4 months sending the forms and document copies (many multiple times). My husband was out of work 4 years and rcvd unempl benefits only the first 2.
After all was done they declined to modify my mortgage as they said I did not have a Financial hardship? I make a lot less than my husband used to make and we own a home on Long Island, NY.
I rcvd several threats of going into forclosure. I did everything from sell my late Mother's jewelry to borrow from friends and relatives to catch up-I think that is a hardship!
Product or Service Mentioned: Bank Of America Mortgage.
Monetary Loss: $12000.