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Yesterday i got online to view my checking account. I had a POSITIVE available balance even after all of my "pending transactions." Thus, I made my credit card payment as well as paid another bill, both of which WERE NOT EVEN DUE, but I figured since my "good ole" bank...
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1 comment
Anonymous
#83768

I agree bank of america does not care. You are responsible for balancing your checking account though.

Review
#160959 Review #160959 is a subjective opinion of poster.
Product
Bank Of America Account

BANK OF AMERICA CHARGED ME $680 IN ONE MONTH

Bank of America stole $680 out of my regular checking account in the month of September and so far in the month of October they have withdrawn over $350 with four more pending transactions, all starting with a negative .16 cents. THE BANK TELLER EVEN CONFIRMED TO ME THAT THEY CHANGE THE DATE OF PENDING TRANSACTIONS TO PURPOSEFULLY OVERDRAW BANK ACCOUNTS. How can they get away with stealing over $1000 in two months. Isn't it illegal for them to change the dates of pending transactions to MAKE YOUR ACCOUNT OVERDRAWN. How can they charge $35.00 for .16 cents. We need to Fight Back. They wonder why people threaten them with their lives or commit suicide because of their actions.
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Review
#160442 Review #160442 is a subjective opinion of poster.
Product
Bank Of America Checking Account

Bank of America is horrible. The government needs to look into their lender practices immediately!

We applied for refinance on 3/11/09. We were in the midst of remodeling. We sent no less than 50 emails throughout 5 months requesting a response to our application.The mortgagee led us on for 5 months then when we pushed them for a response, they declined our loan! They referred us to another mortgage company alleging we could refinance somewhere else but they refused. We are in financial straights as a result of this company's questionable lending practices! I would recommend that anyone with a mortgage with this company get refinanced with another one ASAP. You will regret continuing to do business with this company.
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1 comment
Anonymous
#82897

BOA will tell you they have pre-approved a loan then collect their $500-600 up front andhave their own corrupt Landline appraisal low ball you. You contact them for months and months an dmonths. Then 6 months later they suddenly deny your loan.

Obama, Congress and everyone else are letting it happen.

Review
#157779 Review #157779 is a subjective opinion of poster.
Service
Bank Of America Mortgage

Bank Of America in Washington, District Of Columbia - Extortion?

In my mailbox today was a letter from BOA. It stated that I needed to call and make a payment of $247 today or pay them the entire balance of $12,990 by the 26th of June. I called customer service and asked them how I was to pay almost 13K to them by the end of the week if I couldn't pay then $247 today. What has this world come to? I am only one payment behind on this account and they are calling in the note. What recourse do we the consumer have? Who is protecting us from this sort of thing? Can I sue Bank of America? Sure, it will cost me about 13k, which I bet they would finance, at 27%.
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3 comments
Anonymous
#129739

Before Obama, I was okay with my debt with BOA. But since the new laws were discussed, that bank began extorting me.

After every payment I made, my credit limit was reduced to equal my debt thereby making this service invalid and unavailable. Abuse of ones authority IS extortion. They will eat my 7K+ debt because I have absolutely no will to haggle with any "Very Big Corporation of America" like them. And seriously, if I payed them back, most of that cash will end in China, in the pockets of rich commies who deal with slavery, sweat shops, child labor, and other forms of pollution.

Thank you BOA, for opening my eyes to the tyrrany and injustice. EAT IT!

watch Zeitgeist

Anonymous
#63786

Yes extortion, if handicapped people can get loans they still have to pay them back. Sorry but it isn't the bank's fault you are handicapped. Is your car paid off and if not do you not have to pay back your car loan because you are handicapped?

Anonymous
#60982

:( I am handicapped and could not pay on loan from BAC. BAC took me to court for a Judgement, which they got, now they have taken it to the courts and I am supposed to pay the courts.

Can they do this to handicapped or disabled people? :?

:( :( :(

ps.. I don't own anything except a car.

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Review
#150298 Review #150298 is a subjective opinion of poster.
Service
Bank Of America Loan
I have been banking with bank of america for years and they never resolve any issues! They just say I'm sorry sir! I have over $450.00 in over draft fee's from this week alone. I have direct payroll deposit and they put through all pending transactions and automatic...
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10 comments
Anonymous
#62546

yoooo common sense, *** for brains... BofA has some tricks and when you get you *** up..

I'll teach you some common sense..you and Bof A can go to ***! brainwashed *** of ***...

tell me common sense, what the f is a pending transaction? or is it posted but using the term pending?

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Review
#148001 Review #148001 is a subjective opinion of poster.
Service
Bank Of America Online Banking
Ok, This Bank of America is the worst bank ever! In three days they charge me $140 in bank overdraft fee! for some reason a bank of america representative told me that starting 2008 they change their policies about clearing an amount and if you dont have that amount...
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7 comments
Anonymous
#79449

Notify your Senators! That's what they are there for.

They regulate the banking industry.

Then ask that they change the banking laws. They've bankrupted the country and are operating like organized crime.

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Review
#146311 Review #146311 is a subjective opinion of poster.
Product
Bank Of America Account
Loss
$450

Bank Of America in Washington, District Of Columbia - BOA: rippers, suckers and al. !!!

I have had the account for six months only and already I have had so many problems with my account. 1. I was supposed to receive $30 for opening up my account and I am still waiting. I called about that money not being posted to my account and was told that the rep who opened the account has not sent the request. I spoke to the man who said we had done so, but still I have not received a dime. 2. the save the change rip off. Once, a Saturday, I had $4 in my account and made a purchase for $1.20 in a store and 20 minutes later $2.40 in another store. Once home I checked my account online and I had $.40 left in my checking. Well, the following Tuesday, I checked my online account and I have been charged NSF!!! They changed transactions time on my account. After they posted my first purchase of $1.20, they put $.80 in my savings as part of the keep the change program (program supposed to help the consumer save money, not be used to rip them off) and of course I no longer had enough funds in my account to cover my second purchase of $2.40. So, I was charged $35 NSF for going over my balance by $.40. I was furious and called them. I was told that the bank had made no mistakes and as a result i could not be refunded the NSF! 2. I have a debit/visa card and used it one Sunday for 2 purchases. I had $2.00 in my account but I was expecting a Western Union the next day that I was going to put into my account. So with that in mind, i bought food for the house using the 'credit' option of the card (not debit). the next Monday I deposited $300 in the account at 9am. Well, by Tuesday, I had been charged $70 in NSF for the credit purchases of Sunday. I thought the credit part of the card meant you are allowed a short-term credit??? That same week, My hubby tried to add me to his account but I was not allowed to because BOA had posted on my record that I had unpaid NSF. I told my husband's bank i had no unpaid NSF and they would only believe a letter from BOA stating just that; which they were willing to write??? WTF? they now post NSF in your credit report? I am so pissssed! 3. I received a $10,000 check that I deposited a Friday. By Tuesday the next week, the funds were available in my account. I managed to pay off most of my debt from Tuesday to Friday. All the transactions were kept pending all week long. Two transactions were not even posted nor paid (I was charged NSF by the two other credit cards). And Sunday, I took friends to the restaurant, but couldn't pay with my credit card because they had blocked it. I went to the ATM to withdraw money and my card had been blocked How dare BOA decide how I spend my money? How dare them block my card without even alerting me, especially on a week end? What if I had an emergency? That was the last straw! I am looking for another bank and I am out of there!
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Review
#137322 Review #137322 is a subjective opinion of poster.
Product
Bank Of America Checking Account

Bank Of America in Washington, District Of Columbia - B of A customer service = nonexistent

My credit card (MBNA visa) was sold to B of A a few months ago. Checking my APR recently, I saw that it was 16.74%. I have platinum credit and the highest possible rating, so I wrote their customer service deptartment to ask about obtaining a lower rate. I received a form letter stating that they "consider many factors when determining the APR." Superficial and condescending, it didn't even answer my question. I wrote back and told them they could close my account, which they did within two hours. (Yep, customer service was all over that one!) Fortunately that was more than enough time for me to secure a Capital One visa at a 7.99% APR and transfer my existing balance. Just a shame that with so many folks out there with bad credit B of A seems to have no willingness to hang onto their highly ranked customers.
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1 comment
Anonymous
#27235

:cry

Review
#130682 Review #130682 is a subjective opinion of poster.