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Bank Of America review in Auburn, Massachusetts: 3 checks deposited from the same source, one held for an unreasonable amount of time

3.6
Details
After finally receiving my back payments for workmans comp, 2 small checks and one large check over 15,000.00, a hold was placed on the one check for 15,000. I can understand a hold but for over 1 week is not ok especially when the other two smaller checks from the same source cleared.
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Review
#1438694 Review #1438694 is a subjective opinion of poster.
Product
Bank Of America Check Deposit
Reason of review
Problems with payment
1.1
Details
I made the mistake of thinking that Bank of America cares about Customer Service. They are wasting any money that they spend on marketing because their lousy service negates anything they have to say. I would NEVER recommend this bank to anyone and now I would actively...
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2 comments
Anonymous
#1539699

Want to know where all your hard earned money is going? - BOA has faced $91.2 BILLION in legal fines and settlements since 2008.

- Bank of America fined $42 million by New York State for fraudulent 'masking' scheme. - Bank of America agreed to pay $66.6 M for class action lawsuit for extended overdrawn balance charges that violate National Bank Act’s usury limit. - Lawsuit filed against BOA pushing homeowners into foreclosure while it enriched itself off a federal mortgage-modification program. - Based on the website Violation Tracker, BOA penalty totaled since 2000 were $58,058,740,079 that included: Mortgage abuses- $27.9 B; Toxic Securities abuses- $23.1 B; Banking violation- $3.9 B;Investor protection violation- $859 M; Consumer Protection violation- $855 M; Securities issuance or trading violation- $597 M; Wage and hour violation- $$381 M; Price fixing or anti competitive practices- $137 M; Accounting fraud or deficiencies- $80M; and Fraud- $26 M.

NEED I SAY MORE? -Bank of America has had more complaints filed with the Consumer Financial Protection Bureau than any other American financial institution, according to a July report from Mother Jones magazine. -Consumers have lodged 20,512 complaints against BOA to the CFPB since Dec 2011, one of the worst track records of any bank, nearly 25% of ALL complaints even more than Wells Fargo (which is no small accomplishment). -BOA has for the past four years (2013) finished in the top three of Consumerist’s annual reader polls to nominate as the worst companies in America.

But yet: The CEO of Bank of America Brian Moynihan was compensated $20M in 2016. His compensation was 250 times his average worker. Bank of American was still able to make $26.3 M on political contributions (since 1989) and $37.9 M on lobbying (since 1998). Be aware of BOA's culture, banking practices, long fraudulent history and their customer care tactics especially if you are a “little guy”.

The classic powerful versus the powerless. Consumers be aware: Fool me once, shame on you, fool me twice shame on me.

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Review
#1329629 Review #1329629 is a subjective opinion of poster.
Product
Bank Of America Account
Cons
  • Unreasonable time for crediting deposited funds
Reason of review
Poor customer service
Tags
  • Bad Bank
  • Bad Boa Customer Service

Bank of America charges maintenance fees on closed accout!

1.0
Details
I closed a checking account with Bank of America over the phone, or so I thought. For the next two months they charged an $8 maintenance fee on the account. Then sent me a letter saying I owed them $16. Typical big bank screwing over customers. I called and they told me when my request to close the account was made the account had 1 penny in it so they couldn't close it. But they never told me that! I assumed it was closed. Now they are saying I owe the money anyway even though it was their mistake by not telling me on the original call that they couldn't close the account unless it had a zero balance.
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Review
#962613 Review #962613 is a subjective opinion of poster.
Product
Bank Of America Checking Account
Cons
  • Posting erroneous fees to my account
  • Charge fees inappropriately
Reason of review
innapropriate bank charges
Loss
$16
Preferred solution
Reverse the charges

Bank Of America review in Boston, Massachusetts: "we can't do anything to give you your reward"

2.5
Details
I have used a B of A VISA for a dozen years, specifically to track expenses on my home. I sold that house, so I stopped using the card... leaving a rewards balance. With the bonus B of A promises on their website for account holders in my situation, the reward came to slightly over $30. But since the balance BEFORE THE BONUS is under $25, their computer wouldn't let me request the reward. I called customer service. They said their computer wouldn't let them enter the reward. I asked whether a supervisor could over-ride the computer. They connected me to a supervisor. I explained the situation to the supervisor, including that I've stopped using that card (I have other B of A cards still in use... none of them are in arrears). Supervisor said "That's easy, sir. Keep using the card!" Did she see how the amount was over the minumum? "Yes". Could she over-ride the computer under those circumstances? "No sir. We can't do that." I believe her. B of A management doesn't let their personnel respond flexibly, even when all parties agree on the issue and solution. Bottom line: don't expect to get the promised rewards unless you use a card forever.
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Review
#930244 Review #930244 is a subjective opinion of poster.
Service
Bank Of America Rewards Program
Cons
  • Flexibility of csr
Reason of review
Not as described/ advertised
Loss
$34
Preferred solution
Let the company propose a solution
Tags
  • Missing Rewards

Bank Of America Customer Care Review from Holden, Massachusetts

2.3
Details
I live in west boylston ma will no longer us that branch very rude customers service so when to branch in Worcester do not appreciate getting in line waiting my turn and being asked what my bank business is I was making a withdrawal of a substantial amount I was told to use atm it really isn't anyone in line business why I am there which the ladies questions were. Heard by everyone I value my personal Financial business obviously bank of America does not so you can count on my account being close privately and moving to another bank and I quite frankly will pass the word on if you have a rude rude can't tellers at the West Boylston branch and nosy receptionist want to know your business of how much you're taking out in front of customers is that normal procedure for your employers to announce how much and where I should be taking my money and my money is my personal business and I will not be harassed or treated rudely in any Bank and Bank of America has to be the rudest customer service ever
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Review
#880111 Review #880111 is a subjective opinion of poster.
Service
Bank Of America Customer Care
Reason of review
Poor customer service

Bank Of America - Customer Care Review from Framingham, Massachusetts

2.7
Details
Bank Of America - Customer Care Review from Framingham, Massachusetts
9th in a line of 12. This happens every day. 2 tellers and the management standing around watching. It takes 15-30 minutes to get to the counter. Unacceptable customer service. When you get to the counter, service is great but this is the new normal. Not enough staffing for times they KNOW are busy. Snap out of your cheapness bank of america
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Review
#872754 Review #872754 is a subjective opinion of poster.
Service
Bank Of America Customer Care
Pros
  • Quality of service once i got to a teller
Cons
  • Long lines
Reason of review
Poor customer service

Bank Of America review in Belmont, Massachusetts: Home EquityLine Application

I am a 35 year retiree from Bank of Boston. I received a letter from Bank of America January of 2015 to re-apply for my existing equity line of credit. I have this line of credit for many years with an excellent credit record. I went to my branch in Wilmington MA showing letter to the loan officer and obliged to help with a new equity credit line for me and wife. I gave him all my personal records. My complaint is I was tossed around for a year and a half which is outrageous especially with my outstanding record. I look forward from hearing from with an explanation. My assets are over a million dollars. The courtesy given to me was outrageous.
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Review
#862739 Review #862739 is a subjective opinion of poster.
Service
Bank Of America Home Equity Loan
Reason of review
Poor customer service

Bank Of America review in Belmont, Massachusetts: Utterly imcompitent loan officer

1.7
Details
I tried to refinance my mrtgage with BOA. The loan officer wasted my time repeatedly asking for the same documents, asked the same questions many times, did not upload necessary documents for underwriter,s review until I called to make sure things are moving forward. At the end, despite my insurance company,s explanation, neither the loan officer nor the underwriter understood the home insurance system of my property (my property is a two-unit condominium governed by a trust). They asked me and the insurance agency for additional work, then after that, they stopped responding to my calls or emails. The loan officer wasted my two months of time and lots of effort put in this process. Their dishonest and irresponsible attitude is just remarkable. I will never use BOA,s loan service.
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Review
#775354 Review #775354 is a subjective opinion of poster.
Service
Bank Of America Mortgage
Cons
  • Customer service is fraudulant
Reason of review
Poor customer service

Bank Of America review in Brookline, Massachusetts: BOA mortgage loan officer

I wasted 2 months with an incompetent loan officer who did not do things right. BOA is totally disorganized. I need to submit same materials over and over. The officer has no idea how important my time is, called me whenever he needed additional materials, often one day before the deadline. The underwriter did not understand the insurance system for the type of property that I was trying to refinance, and rejected my application despite the thorough explanation of the insurance agency. BOA in fact approved my mortgage application 6 years ago with the same property and the same insurance. The loan officer became unresponsive, kept ignored my emails and calls.
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Review
#765087 Review #765087 is a subjective opinion of poster.
Service
Bank Of America Mortgage
Reason of review
Poor customer service

Contact Bank Of America Customer Service

Website:
www.bankofamerica.com
Mailing Address:
PO Box 25118
Tampa, Florida 33633-0900
United States
Phone:
(315) 724-4022
All Bank Of America Contacts

Bank Of America Products and Services Reviews

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Latest Question

Bank Of America Questions
1.0
Details
I asked for a checking account where it wasnt possible to acquire overdraft fees. What i got was a checking account where if someone goes in to take money out its denied and i am charged $35 dollars then if the request is returned i get charged another $35. I am...
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2 comments
Anonymous
#1165997

You spent money you didn't have.

You blame the bank for your over spending.

They don't honor the items, which would put you even more negative.

You complain that you owe money you can't afford while complaining they didn't pay the items thus causing you even more money.

You state they stole money but do not call police.

You are ***...just admit it and move on!

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Review
#745823 Review #745823 is a subjective opinion of poster.
Product
Bank Of America Checking Account
Reason of review
Problems with payment