State: Massachusetts Product: Bank Of America Checking Account Clear all filters (6 of 113 reviews match)
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Bank of America charges maintenance fees on closed accout!

1.0
Details
I closed a checking account with Bank of America over the phone, or so I thought. For the next two months they charged an $8 maintenance fee on the account. Then sent me a letter saying I owed them $16. Typical big bank screwing over customers. I called and they told me when my request to close the account was made the account had 1 penny in it so they couldn't close it. But they never told me that! I assumed it was closed. Now they are saying I owe the money anyway even though it was their mistake by not telling me on the original call that they couldn't close the account unless it had a zero balance.
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Review
#962613 Review #962613 is a subjective opinion of poster.
Product
Bank Of America Checking Account
Cons
  • Posting erroneous fees to my account
  • Charge fees inappropriately
Reason of review
innapropriate bank charges
Loss
$16
Preferred solution
Reverse the charges
1.0
Details
I asked for a checking account where it wasnt possible to acquire overdraft fees. What i got was a checking account where if someone goes in to take money out its denied and i am charged $35 dollars then if the request is returned i get charged another $35. I am...
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2 comments
Anonymous
#1165997

You spent money you didn't have.

You blame the bank for your over spending.

They don't honor the items, which would put you even more negative.

You complain that you owe money you can't afford while complaining they didn't pay the items thus causing you even more money.

You state they stole money but do not call police.

You are ***...just admit it and move on!

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Review
#745823 Review #745823 is a subjective opinion of poster.
Product
Bank Of America Checking Account
Reason of review
Problems with payment

Bank Of America - Checking Account Review from Pittsfield, Massachusetts

Hi i will just state my 1st name it is Chris, my wife and I were customers of Bank of America years ago. The Bank of America near our house closed Making the next closest about 55 miles away. After dealing with some local banks and not getting the kind of quality we had gotten in the past from BOA we decided to travel the 55 miles and open new accts i have a Checking and Savings acct. He is where the problem lies when. I opened my acct i made it crystal clear that there would be alot of transfering between my two accts bring that I live 55 miles away, i specifically questioned the person i opened the acct with asking him directly if there is a limit on amount of transfers or withdrawls, because I am aware that some banks do this. I was told NO we have no such policies. Well i went about my business as usaul i happened to go on my on line banking this morning i was accessed a $63.00 charge for "to many transfers and withdrawles now you can imagine how pissed i am but kept my cool contacted two branches including the one i opened the acct in and was told they will not refund the $63.00, even after i told him that the person told mr there would be no charges for this, i simply was told" i am sorry if you were quoted wrong info, but the charges stay, i have never had a bad check or any other accessed fee from this bank always in good standing, now it will end that way, because i will gladly drive the 55 miles one last time and close all my accts there, my final advise do not believe one word a Bank of America employee tells you, and stay clear of this Bank.
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Review
#568051 Review #568051 is a subjective opinion of poster.
Product
Bank Of America Checking Account
Reason of review
Problems with payment

Bank of america hidden fee

I discovered today that if you make more than three transfers from savings account to your checking, overdraft or BOA credit card, in one month, via the Internet, BOA will charge you $3.00 per transaction. But if you make the transfer at an ATM or the counter, it is free. When I called for an explanation, I was first told it was federal law, then later in the conversation, the Bank Rep called it a policy. I picked up the word policy and got him to admit there is no such federal law, that it is a BOA policy. So BOA is charging the customer for using on-line services and lying about it. They actually tell there represents to lie and say it is a federal law. How can one trust a bank that instructs it employees to lie to the customer?
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4 comments
Anonymous
#506976

 deposit my money for interest but the bank make money for the customer it's opposite, you supposed to place the placard on your door, customer you are oblidge to pay $ 8.95 a month to inform your customer in right of way.

Anonymous
#506974

I deposit my money for interest but the bank make money for the customer it's opposite, you supposed to placsts on your door, customer you are oblidge to pay $ 8.95 a month to inform your customer in right of way.

Anonymous
#463471

$3 fee for every extra withdraw above 3 times from the saving account. They didn't notify you the fee but give you the bill later on.

Actually I transferred the money from my savings account to my checking account all the time.

Then I was charged 33 dollars by doing this. It can be seen as a hidden fee if it doesn't notify the customer when the customer do the transaction.It's a trap!!!

Anonymous
#422904

it's called reg D don't be ignorant

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Review
#294155 Review #294155 is a subjective opinion of poster.
Product
Bank Of America Checking Account

Update by user Jan 18, 2012

Date of service is actually 1/4/2012 (not 1/4/2010 as originally posted). Thanks.

Original review posted by user Jan 18, 2012

At first, I just needed to cash paychecks from my employer who uses Bank Of America (BOA) and BOA charged me a service charge every time I needed to cash my paychecks (the bank name of my...
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Review
#289900 Review #289900 is a subjective opinion of poster.
Product
Bank Of America Checking Account

Bank Of America in Boston, Massachusetts - $175 in overdraft fees after puchasing a $5 item!

$175 in overdraft fees after purchasing a $5 item! Bank of America is a criminal enterprise that relies on tricking consumers and businesses to generate fees. I guess crime qualifies ad hard work, but it is NOT honest work. I never applied for overdraft protection. They say I accepted it when I opened my account and signed the paperwork. This is ridiculous. The booklet that describes the account agreement is 48 pages! I couldn't exactly read every word and open the a/c the same day. I asked that lazy welfare prince, Julinho Evora, if there was anything in the document I should be aware of and he said "it's just standard language". I guess if you're a criminal, it's standard.
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2 comments
kevin d
#264828

@SikofWhiners: you are a complete ***. no check bounced.

can you read? did your mama drop you on your head when you were a baby?

Anonymous
#263169

Shouldn't have bounced the check in the first place.

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Review
#227914 Review #227914 is a subjective opinion of poster.
Product
Bank Of America Checking Account
Loss
$175

Contact Bank Of America Customer Service

Website:
www.bankofamerica.com
Mailing Address:
PO Box 25118
Tampa, Florida 33633-0900
United States
Phone:
(315) 724-4022
All Bank Of America Contacts

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