NACA got me thrown out of my home after 9 months of meaningless paperwork and missing work and stressing to follow thru on everthing they said to do. After nine months of nothingness they go to Maimi and have drinks over my loan and between BANK OF AMERICA AND NACA they decide I can't afford my mortgage altogether. But of course they don't tell me this nor by phone or email. I find out when the notice of eviction is on my door for me to be out in FIVE days. I called NACA and of course they have the rude receptionist in phoenix office that had told me not to accept the modification that was now 100 dollars more tell BANK OF AMERICA NO THANKS NACA IS YOUR REPRESENTITAVE. WHAT A JOKE! I could never get a hold of them. They told me to stop paying my credit cards and give up my car payment and stop paying mortgage and did all of the above and some. To get the this response. This is the bank Brandon Cambell? I never rec'd work out papers Sent H/o supporting docs on 3/30/2010 h/o never return supp docs. h/o stated they can not afford the w/o on 4/5/2010. H/o has not over come the hardship still has a decrease in income. Declined w/o as well. So these are the reASON i CANCELLED THE FILE
The reason I did not return the offer because I waiting for NACA to advise me whether or not to go with the the loan modification and I was not able to get anyone until the 12th.
Aren't these Harlan Braynon's notes below? what is a FHA HAMP
04/21/10 Servicer Spoke to BOA FHA rep at the Miami event. He said that all traditional workout options failed. Borrower had been offerd FHA HAMP but did not accept. I requested that they update NACA website to show that offer had been made Were do we go from here? There has to be a way to rescind this, because of lack of communication. I am willing to go with the modification if that is what it takes to get my house back.
Please advise."Based on what I am reading here, the bank is refusing to play hardball here they are not going to resend the sale. I wish there was something I could do to help you, but the bank has the last say.
Julia A. Bethea
I have written emails to speak to someone hirer up, or get them to give me more time to leave I have not heard from them since. I am still doing the leg work. NACA is just a front. So, were does the OBAMA help come in if the whole purpose of going for help is because I could not afford my mortgage due to my loss of income and due to disability. They don't care nor does BANK OF AMERICA. BUT yet BANK OF AMERICA put out a the beautiful webpage about how they are going to help with people having trouble paying there mortgage. NACA went to MIAMI to promote more business. They can't even handle what they have rite now. What a load of ***. What hurts more is that no one has time for us to sue them for what they are doing to people. NOT HELPING ANYONE, ONLY A SMALL PERCENTAGE SO THEY COULD SAY THEY DID SOMETHING WHILE THEY ARE REALLY NOT DOING ANYTHING FOR ANYONE BUT TWO HUNDRED DOLLARS. NOW MY CREDIT SUCKS I HAVE NO CREDIT CARDS I HAVE NO CAR AND NO WERE TO LIVE. THANK YOU NACA AND BANK OF AMERICA FOR ALL YOU DIDN'T FOR ME!
Product or Service Mentioned: Bank Of America Loan Modification.
Monetary Loss: $209.