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I receive no notice from the bank saying or telling why my bussiness acoounts was closed the tellermanager couldn't give me a location or any information in regards of my account with my account had all my information that I need to go ahead and call and number we're...
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Review
#1405472 Review #1405472 is a subjective opinion of poster.
Product
Bank Of America Account
Reason of review
Poor customer service

Bank Of America review in Las Vegas, Nevada: The most horrible banking company I have ever dealt with.

1.0
Details
A year ago I changed my business there for needing to change the name. Recently I have had a lot of charge backs from my customers. Wondering why, I contacted Bank of America and they told me my old business name was still on there! After going to multiple banks to fix this( over a month time lapse here) they told me I should just close out my old account and reopen a new one. I did this and having it cause problems with the IRS and other issues the old business name still was one my new account! I have lost thousands of dollars from customers due to this problem! BOA gave me the charge backs and I sent them the proper documents to get this resolved. Hearing nothing back from them I called back to check on the status and they explained to me nothing could be done now. I had argued back and forth that this was not my fault and something needs to be done. Again no help. I asked them again what the name was stating on peoples bank statements, again was my old name still!!!!!Two weeks have passed going back and forth and still nothing has been resolved. Regarding the charge backs I was told by 3 different people they could be fixed then the last person I called said they could not. Also 3 representatives told me my company name would be changed within 24-48 hours and still nothing has been changed. My customers are still viewing there statements as my old company name and I have to go and explain this to them all so I do not receive more charge backs. This has made my company look really unprofessional and also skeptical to my customers. I finally called again and asked them what the status was on the name change the last rep that I spoke to apologized for the previous reps and said I needed a form to fill out and then my name would be changed! Why have I wasted all this time and energy and the information I had been given by not just 1 rep but by 3 that there was no document that I needed to fill out! Their unprofessional-ism and miscommunication has ruined my hole outlook on BOA. I have recently changed and gone with someone else smaller company but way more professional. BOA has wasted not only my time but my customers time and my money. Really angry with BOA and how they handle things ( which is not at all. ) I can not even fathom how they could not understand a simple task to change the name! 1 year has passed and still not solved and on top of it all instead of changing my name to my new company name they somehow merged my old name with my new name and messed it up even more! How can these people be so incompetent?
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Review
#560078 Review #560078 is a subjective opinion of poster.
Reason of review
Poor customer service
Loss
$2000
Preferred solution
Let the company propose a solution

Bank Of America review in Las Vegas, Nevada: Rude representative

I receive a letter regarding home loans and when I try to apply this lady name nidia or somthing was sounding demanding and very rude. I have bank with BOA for a long time and I had never ever been treated un-professional until today. I am very disappointed to the point of taking my business elsewhere. If she would have had a different tone or and unjudging manner than probably she would had close the deal. I was willing to work with her just because she stands behind the name BOA. I dont expect people to kiss my ***. I just expect common courtesy thank you.
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Review
#384058 Review #384058 is a subjective opinion of poster.

Bank of America

I was charged a $35.00 overdraft fee for a $4.99 debit. on the bank of america website it says no overdraft fee for anything $4.99 or under. They lie and as of the 3rd of the month when I get my SS check I will be closing my 16 year old account. When I called the 800 number she refused to waive the fee, when I went into the bank to talk to a manager he told me you were already told no from the 800 number. I am so done with this *** bank. new bank
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2 comments
Anonymous
#549993

I agree - I know overdraft fees suck but the person is responsible for balancing better and not "assuming" even a small 4.99 charge is not subject to a fee. You either have the money in your account or you don't.

Many banks have online banking and mobile banking so you can be up to date on balancing. I am sorry, but I don't think it is the bank's fault for a fee...

Anonymous
#549640

Why are you blaming the bank when you spent more money than you have. Try to keep a better eye on your balance and spending or link a second account for overdraft.

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Review
#348687 Review #348687 is a subjective opinion of poster.
Product
Bank Of America Checking Account

Bank Of America review in Las Vegas, Nevada: Raised price on house after signed a deal

We made an offer on the house at 12754 Fiddleaf in Boise on 4/28/11. The house was on a short sale listed for $105,000. We offered $100,000. The bank lowered the price to $102,000. We accepted the offer. We were told everything is ready and asked how are we paying for the house. We decided to go with the 3.99% home equity loan from US Bank. We told the funds on 8/19/11 and the house was scheduled close on 8/23/11. The closing date was posted four times because BOA keep saying some title issue with the county not clear yet. The last closing date was scheduled for 9/30/11. On 9/29/11, we were told that BOA raised the price to $108,000. We declined the offer, not because of the price, but that is just wrong. A multi-billion company back off on an offer accepted??? We paid $250.00 for home inspection. We paid 3.99% interest on $100,000 since 8/19/11. About $2000 out of pocket today, still counting, with no house, because of BOA's wrong doing. UB Bank charge $500.00 if we payoff within 3 years.
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Review
#274668 Review #274668 is a subjective opinion of poster.
Loss
$2000

Bank of America Home Loan Modifcation

Bank of America purchased our mortgage and shortly afterwards told us there was not any money in or impounds to pay our property taxes for the 2010 tax year ($2,000 shortage). To become current we agreeded to a loan mod. During the loan mod they reported us as being late with our house payments. Finally in January 2011 we received our signed loan mod papers. All was fine untill March 2011, when BANK of AMERICA told us there is no money in our inpound account to pay our 2011 property taxes. They have no idea where this money went but were suppose to come up with this missing money to pay the taxes again. Looks like B of A is stealing our impound account funds. We never had any problem with the impound account untill Bank of America took over our mortgage. Has anyone else had this problem?
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1 comment
Anonymous
#268391

BoA bought my loan. When I pay my loan I also pay taxes and house insurance in the payment.

Only time there is a shortage is when tax OR insurance goes up and you dont tell bank and continue to pay what you pay. Within a year that shortage will show up, If none of this occurred then not sure why they say all this.

Review
#230160 Review #230160 is a subjective opinion of poster.
Service
Bank Of America Mortgage

Bank of America - Fraud Detection

Bank of America claims to have a state of the art fraud detection, protection and notification system. However, it consistently failed to detect fraudulent debit charges via fictitious website billing addresses--on my account. All charges included international transaction fees. To top it off each month on the same day identical charges from two of these websites ( i.e. nonexistent website addresses and same recording on 1-888-#)would be submitted. Unfortunately, they slipped by me via phone banking. Once discovered, Bank of America's fraud division showed no interest in investigating the detection system's notification fault. I informed the rep that I would be willing to bet that thousands of the same website addresses have been submitted and billed over the course of the year to customers. Albeit, she thanked me for being a valued 20 year customer. Internet theft is, truly, a piece of cake. The bank makes money (debit fee/international fee), the fictitious website thief makes bigger money and the cardholder just wonders--what the... No recourse! I am mistaken, you can file a "claim" for two months worth of charges and get a new debit card. However, the bank can investigate if motivated and they can make long term charge backs based on fraudulent charges. This costs the bank time/money and the loss of the fees collected on your fraudulent transactions. Bank of America - lose one customer at a time. Might as well lay-off all your fraud staff and unplug your super computer. Enterprising class action attorneys may end up making big bucks some day. Is Bank of America hiding something.
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1 comment
Anonymous
#568948

Contact Scammer Guard for recovery possiblities.

1-855-Guard-10 and at www.scammerguard.com

Review
#202314 Review #202314 is a subjective opinion of poster.
Product
Bank Of America Debit Card
If anyone out there is having the same problems as I am having with Bank of America MHA, please go to my web site and send me an email. I'm going to sending all emails I collect to Washington DC, 20/20 and Dateline NBC. We need to stand together and expose this...
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209 comments
Anonymous
#629013

There is no way in *** you're getting $1000 a year if you pay on time. And no way they forgave 100k in debt!

We did everything right, all documents were correct and sent certified. We had proof of all items sent and we did everything as asked. Paid all the trail payments on time, in full. We qualified fully and even got approved, but they raised the *** mortgage!

If we couldn't afford $1814 then how the *** could we swing $1901? I lost my job, my husband was laid off 6 weeks. We had 1/3 less income.

It was a joke. A sick joke.

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Review
#172033 Review #172033 is a subjective opinion of poster.
Service
Bank Of America Loan Modification

BANK OF AMERICA FRAUD - THERE IS STILL HOPE

Take advantage of the Hope Now Foundation, a free service that isn't just for credit counseling or debt managementc., but is there to help us was just for credit counseling, debt management, but to help people get these modification, so they do not lose there home to forclosure. They have helped me a lot and accelerated by loan modification within their department. Check out my web site for information about them. Log into http://bofamhaloanmod.com/BankofAmericaFraudelentBusinessPractices.aspxand look around. Be sure to send me an email because I'm printing everyone of them out and putting them in a file to take to the media. Even if my home gets modified I'm not going to stop trying to expose Bank of America for this fraud. Kathy BatemanLos Angeles, CA http://bofamhaloanmod.com/BankofAmericaFraudelentBusinessPractices.aspx
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3 comments
Anonymous
#146372

Hey nrsrchd- We keep running into eachother

I was so tired of being abused by Bank of America during the loan modification process that I decided to FIGHT BACK! So I filed a lawsuit and I created piggybankblog.com where other people who were abused could gather and unite together.

Piggybankblog.com Provides:

1. Bank of America History under the title of “Bank of Defrauding America.” For example, How many people know that Bank of America’s founder started in San Jose California in 1909 and I bet you the History channel didn’t tell you the name was “Bank of Italy.”

2. I have created an area where people can write the CEO of Bank of America with their complaint. I post them all and the majority say that they hear back from the CEO’s office within

Three or Four days. I also post the complaints because I was told by a blogger that the CEO office has seen piggybankblog.com So I also update the complaints with progress or no progress. You can see this under the title of “United We Stand BofA!”

4. Utube complaints: I have put all the Youtube complaints on the site so that you can view all the others that have been abused by Bank of America.

5. John’s daily blog: I update it every day with new Bank of America news. Such as the CEO’s office wrote me about piggybankblog.com and I wrote them back and gave them the figurative finger. They have been harassing me for long enough and I AM FIGHTING BACK!

So I created for people you! So please come and join us at piggybankblog.com and feel free to email me or post your complaint or leave any comments you desire. Let me know what you think about the site and tell a friend!

Respectfully,

John Wright

Piggybankblog.com

carolyn
#116654

First may I ask why would you want to modify your loan when there may be fraud in your mortgage that you were not aware of. You can take that fraud and make those that broke the law pay rather than you paying them to defraud you.

When the banks break the law they owe YOU money, it says so in the law. The way to show they broke the law is in auditing the paperwork. A forensic audit performed by certified professionals can go over mortgage documents and find the violations of the law. Since a crime may have been committed you need to treat the paperwork as such.

From an audit then a letter asking for more information or a rescission letter asking for the return of all money paid in. From there litigation paperwork can be created ready to file into court. They do not want their violations of the law before a jury of 12 homeowners who may wonder if they were defrauded as well. See all the "MISTAKES" they make like losing document etc may be more than that, it may be intentional which is fraud.

endlessfrauddetection.com contains example after of example what the law says when it come to mortgages.

If the people are going to take back this country we need to do it one home at a time with the law. When you have gone through the site and see just what you can do then contact steve@endlessfrauddetection.com to start taking back this country one home at a time.

Anonymous
#114771

what is the BOA fraud?

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Review
#171177 Review #171177 is a subjective opinion of poster.
Service
Bank Of America Loan

Contact Bank Of America Customer Service

Website:
www.bankofamerica.com
Mailing Address:
PO Box 25118
Tampa, Florida 33633-0900
United States
Phone:
(315) 724-4022
All Bank Of America Contacts

Bank Of America Products and Services Reviews

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Bank Of America Questions
I have had to go through the same nightmare has many of you have and I've decded to stop making payments to BOA. I have gone through the worst nightmare of my life and my mission now is to get them exposed for their fraudulent business practices which are to say...
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4 comments
Anonymous
#308201

I applied for a Loan Modification and the Gross income they "calculated" put me in a totally different tax bracket. The dollar amt they calculated, I would be able to afford my mortgage and wouldn't have to apply for Modification.

I have contacted my State's Asst. Attorney General, the State Department of Banking and still no one is able to assist me.

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#170988 Review #170988 is a subjective opinion of poster.