Bank Of America Checking Account Reviews in Las Vegas, Nevada
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Bank of America
I was charged a $35.00 overdraft fee for a $4.99 debit. on the bank of america website it says no overdraft fee for anything $4.99 or under. They lie and as of the 3rd of the month when I get my SS check I will be closing my 16 year old account. When I called the 800 number she refused to waive the fee, when I went into the bank to talk to a manager he told me you were already told no from the 800 number. I am so done with this *** bank. new bank
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Bank Of America Checking Account
Bank of America screwed me today read and beware
this morning I had a sum of 150.00 in my checking account. Well I purchased gas at 40.00 at 11am. I went home and checked my balance and it stated that I had a total of 110.00 in my account. Well, at 1pm I had an emergency that came up, and I had to check out 600.00 dollars knowing Im going to be charged an over limit fee, plus the money will be back in the bank tomorrow morning. When I went to the BofA atm machine I checked my balance one more time and it was at 110.00, so I checked out 600.00. Well, I checked my balance and now it shows that the 600.00 moved in front of the 40.00 charge. Now it looks like I took the 600.00 out first then the 40.00 which means I am going to be charged twice for an overdraft fee. I was informed that the 40.00 was still pending, but I went in circles stating that my bank account showed I had the money for the first transaction plus the transactions was not pending because the money was taken out which showed a balance of 110.00 if it was pending then my balance would still show 150.00..Im just very pissed because my first withdrawn was valid...I went on saying its not fair that the 600.00 dallors was moved in front of the 40.00 but the customer service agent said thats the policy and a survey has been done and most customers perfer to have the larger amount billed first. She stated it benifited the customer but we all know it benifits the bank.
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Bank Of America Checking Account
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I agree - I know overdraft fees suck but the person is responsible for balancing better and not "assuming" even a small 4.99 charge is not subject to a fee. You either have the money in your account or you don't.
Many banks have online banking and mobile banking so you can be up to date on balancing. I am sorry, but I don't think it is the bank's fault for a fee...
Why are you blaming the bank when you spent more money than you have. Try to keep a better eye on your balance and spending or link a second account for overdraft.