Bank Of America Reviews in Philadelphia, Pennsylvania

A friend of mine is sending me money and he used a feature of sending money over phone using the Mobile banking feature of BANK Of America where one can send money using the mobile number. In my case on july 24th he initiated $1 test transaction from the mobil banking from his mobile and i received a message from bank of america saying a friend has initiated a transaction and amount will be credited to my account . after which i he made 4 more transaction totaling to 1200 $ and i received Message alerts for all the transaction . Now when i check my account i do not see the amount . I called Bank of america and they mentioned at the time of transfer i am not registered with my phone number but someone else is registerd (maybe previous mobile ph number user) so when my friend transferred money was taken from his account and was sent to the 3rd person . and currently Bank of america collected all the details and are in process of filing a claim . which if the 3rd person agrees they will refund the amount to my friend . If they do NOT agree , i dont get my money back and Bank is not taking liability for this amount.

As executor of my late father's will and power of attorney for my mother, I was cashing in their Bank of America payment on death CD and closing a checking account. My mother has a legal disclaimer, disclaiming these funds for tax purposes so they are distributed to my sister and myself. Bank of America made no contact with me for 2 weeks (after I provided all the legal documentation) and finally I was told the request was denied. They refuse to provide me with written explanation of why as it is an "internal document." So now I must pay an attorney to get us our own funds back. They seem to have no idea what any legal documents mean, including something as basic as power of attorney. They are incompetent, unresponsive and impossible to deal with.

I made payments in advance of due dates. My account was placed in foreclosure because BOA withheld a payment from its new processor. The processor then created defaults by returning 2 monthly payments. Pennsylvania State Attorney Generals needs to order investigations and a "Freeze on Foreclosures" until the Banks can show the that they complied with the Banking and Fair Debt & Collection laws. Gross violations by Bank of America of the Fair Debt Collections Act,Preditory Lending, and Red-lining contributed most to the eroding state economies. Processors need correct information related to new legislation to adjust the economy. The banks were given bail-out money to provide training to its processing staff and money to fuel the economy. Processors say yes and no based on the old groups of red-lining, preditory lending, and re-lining. Those old market manipulating is what has us were we are. Unnecessary foreclosures are expensive and jam up the economy. It would be more efficient to do what must be done with the current owners. Lower the values and adjust the mortgages accordingly. Foreclosures, reduce the value in a negative way because the property is usually damaged by owners who felt the impact of denied true modifications. A true modification preserves property and serves to sustain the economy. Investors don't have to lose. By extending the loan, the investor have an opportunity to continue the term/length of payments. It is much simpler than it appears. State General Attorneys freeze on foreclosures could begin to turn their state's economy around much sooner than they are.

Back in 2005/06 I noticed charges on various credit cards which were not mine. I called the credit card companies and disputed the charges which were removed. In December 2006 I began receiving packages once a week which contained jewelery, clothing and various other items. I called the companies from which these items came and told them about the items which in April 2007 added up to over $200,000.00. They said "as a one time courtesy, we will send Fedex to pick the items up". I was working, I had to *** work to wait for Fedex. They never came and I didn't want to *** another day, so I took it upon myself to UPS send them back, insured. Within 4 months I spent over $1000.00 on UPS charges sending these items which came once a week to my home. I felt a fraudster felt I was at work, giving them a chance to pick up these items. I was notified that I was a victim of Identity Theft, followed the FTC instructions and by my returning these items, somehow, it appeared I was a thief. I contacted the OCC, FTC, my governor, and state reps., bureau of consumer protection, the White House, all the credit cards which were impacted, wrote tons of letters and honest to G-D, all the banks and credit card companies denied my fraud claim even with proof from the Supreme Court of Mass., TJX Co., & Bank of America.I am on Social Security Disability, but I had money put away from working in the past. Then Bank of America began foreclosure proceedings for a HELOC which I took out in August 2006 knowing I was receiving a lawsuit settlement in October and was going to close and pay off this HELOC. Due to all these credit cards denying my fraud claim, my credit score tanked to 517 when in 2005 it was 800. I lost all my money, Bank of America lied, and the government did nothing. I am now depressed, unhappy and have no money for a lawyer even though I have so much documentation about what occurred. I am a single mother with 2 adult children, one still in college. She has no money for food and the only thing I can afford is cereal. If I could end my life, I would but I wouldn't want to hurt my kids. Where is the government? I am so depressed about this situation that I want the world to know what crooks the banks are, and why is the government not even doing anything after many letters I faxed, wrote, sent and e-mailed. This is unbelievable to me and I am sad my kids have to live in a United States that is full of bull. If I don't drop dead before winning what I should, it will be a miracle! This is the total truth and nothing but the truth.

Full View Re: Urgent Vehicle currenty suspended and for no reason of mine! ... From: MRS BONDS [Chat now] ... View Contact To: MRS BONDS Do you have any idea what you are doing to me?????? 1. I was the victim of Identity Theft for over $200,000.00 that began in 2006. 2. The fraudsters were very good in stealing from me. 3. The banks (some) admitted there was Identity theft, that bills were paid on fraud, not by me. 4. They refused to reimburse me for the money that was sent to fraud accounts, 5. I went from a score of 800 to 516 in 4 months with the credit bureaus. 6. Several jewelry items sent to my address (I suppose they thought I was working) I sent back to the company in order to not pay APR. 7. This happened for 4 months until I drove to Knoxville, TN with $14,000.00 in jewelry that came to my home and it was NOT mine. 8. Because I did the HONEST thing after the jewelry company said they would pick up first box, and never came, I sent all the *** back. 9.Because of this, the credit card companies thought the credits I got on my own, were theirs since I did what the FTC said to do and canceled all cards and gave them a fraud affidavit. 10. Long story short, they charged me for all the stuff I gave back to the company. It was over 200,000.00. 11. I contacted the OCC and they denied my claim. Is this unreal. 12. I contacted the police, FBI, USPS, FTC, and more including the banking commission. 13. No one did anything to help me. 14. I am on SSDI and only get 1152.00 per month so I started selling my clothes on eBay. 15. These thieves used my SSN to report earnings resulting in the IRS telling me I owe them 15 grand. PA also wanted taxes that these thieves put on my SSN. 16. I am in danger of losing my home which I always paid for, in fact I owned 3 homes in 2001. 17.I didn't know my license was used fraudulently, and contacted Geico with all the proof of the above. 18. I would NEVER drive a car knowing it was uninsured. 19.What am I supposed to do now????? I have been fighting with the IRS, Banks, Credit Bureaus, among others and it is repulsive that No One, No Agency, Not the government will help me. What do they care when I am homeless????? 20. I have my masters degree in finance and design, I am not *** but as far as I am concerned this is crazy! How could I know I had no license when it was obviously never sent to me or these fraudsters took it out of my mailbox. 21. I am ready to give up, it is too much for me to handle anymore because no matter how much I prove this is true, NO ONE Does a thing. 22. Maybe, just maybe you will know what I should do because this should never happen to anyone especially when they are on disability. 23.Rules are made to be broken if a situation exists like mine. I don't know what else to say. I feel if Geico sent me a cancellation, it should be sent certified since it was obviously important. Penn dot also should have sent this certified, I am not a mind reader. Pam Bonds