Bank Of America Reviews

In 2009, Bank of America foreclosed on my home using a void judgment entered in the name of LaSalle Bank, dead eleven months before the judgment. The assignment was signed by Aames Funding Corporation, dissolved 17 months before execution, confirmed by California and Florida government records.

The assignment was prepared by *** and ***, ***, connected to DocX LLC, whose founder, ***, was federally convicted and sentenced to 58 months for forging mortgage assignments nationwide. *** Loan Servicing admitted under oath they knowingly used dissolved *** for convenience, not legal authority. Bank of America and *** were discharged as unsecured creditors in federal bankruptcy court May 10, 2011, then signed a deed as secured trustee three months later, violating 11 USC Section 524. The FBI confirmed I reported this fraud May 9, 2009, four months before the void judgment.

I have filed 68 federal complaints.

No substantive response in 17 years. My son was 5 years old when his home was sold.

I sought credit repair services due to negative items on my credit report and multiple unauthorized inquiries impacting my credit score. After researching online, I contacted your company, drawn by its proximity to my home in ***.

During my initial conversation with Mr. Sukh, he assured me that he would assist in resolving my credit issues, and I was required to provide my driver's license and credit card information to initiate the process. Throughout our discussions, I explicitly confirmed multiple times that my credit card would not be charged without my consent. Mr.

*** repeatedly reassured me that no charges would be made until I had signed the PDF documents sent to me via email. I also informed him that I would be traveling for several hours and would not be reachable, stating that I would provide my credit card information again upon my return. Despite this, while my phone was in flight mode, I discovered that my credit card had been charged twice for $149.99 and once for $800 without my authorization. Upon noticing these charges, I promptly emailed Mr.

Sukh to express my desire to terminate any services and to request a refund. I emphasized that I had not signed the PDF documents and felt uncomfortable with the service. Instead of addressing my concerns, Mr. Sukh responded with threats, further escalating my discomfort.

I made it clear in writing that I wished to sever all business ties with your company and demanded a full refund. However, rather than returning my funds, your company fraudulently signed my name and withdrew additional amounts from my bank account. This experience has not only caused financial loss but has also severely impacted my trust in credit repair services. I expect a prompt investigation into this matter and a full refund of the unauthorized charges made to my credit card.

I also urge you to review your internal processes to prevent such fraudulent activities from occurring in the future. I have an email proof that this credit repair company said they would return the money back to my account, but I am very surprised to say my Bank of America credit department is supporting this credit repair company, saying that you can keep the money, you don’t have to return it, and denying my claim.

Can you believe how stupid these people are? They are my credit card company, instead of protecting their own customer, they’re protecting a third party.

I applied for a loan through a company I believed was Lending Club. After reading the terms of the loan, I believed that it was a legitimate company.

They told me that after providing my routing number and my account number, I would receive a wire transfer for the funds into my Bank of America business account within four days from the date that I believed I was supposed to receive the wire transfer. There was a check deposited in my Bank of America business account, and it came up two days ago as a -$1,582 deposit of a check that I was not aware of, so I contacted Bank of America immediately. Upon contacting them, I reached their fraud department. I spoke to a young lady, and she escalated it to her manager, after which they put me on hold.

They told me that the check appeared to be legitimate. There was a glitch on the part of the people who sent me the check — the loan company I believed in — and they said it was not a scam and that it was not fraudulent. After I left the line, I asked her to assure me that my account was okay, and she said it was and the funds were available. However, it never showed up in my balance as available, and I never tried to take a dime out when I saw the red flag of that -$1,500.

I tried to contact the loan company, and they have yet to respond to me. Then I tried to access my Bank of America business account, and it was closed. There was no notification from Bank of America, and I do not understand how the fraud department could tell me the check was okay when they transferred me to the closure account. They gave me little to no information but said they were closing my account permanently.

You'll never be able to get a Bank of America business account again. I think Bank of America is just like they say — the bank of American BS. I want to make sure everyone knows don’t trust them any further than you can throw them when it comes to their representatives knowing what they’re talking about. How can a situation in the fraud department be escalated from an employee to a manager, and they put you on hold?

It’s supposed to be due diligence, and they obviously didn't.

Now my Bank of America account is closed, and I can no longer use it. Everyone who knows about Bank of America has probably experienced this before.

Sold a vehicle to Autonation and received a $10K check written on a Bank of America account. The check stub stated the funds "may experience a 2-4-hour anti-fraud hold on payment." The check was deposited and the funds ended up being held for 7 days with the explanation of "there is risk the check writer isn't legit." A nationwide dealership with $27.63 billion dollars in sales for the year 2025.

At the same time, I closed an account at Chase Bank and received a cashier's check for the amount. I deposited the cashier's check at a Bank of America branch and that money was also held for 7 days.

A cashier's check from a bank that has $1 trillion more assets than Bank of America. Customer Service dumpster fire!

DEPARTAMENTO DE HACIENDA

INTERNAL REVENUE SERVICE (IRS)

fecha 26/06/2026

OFICIO JURÍDICO No. IRS-FTC/048-2026

CERTIFICADO DE PROCESO LEGAL PARA LIQUIDACIÓN DE IMPUESTOS

Señor(a)

Por medio de la presente se deja constancia, que el Sr.RICARDO NICOLAS WILLIAMSON PUYANA ,

identicado en COLOMBIA con documento 19- 24*- ***, registra fondos por un total de USD $1,813,579

(Un millón ochocientos trece mil quinientos setenta y nueve dólares con 00/100.), los cuales, dentro del

presente caso, se encuentran sujetos a protocolos internacionales de validación financiera y revisión

operativa.

Asimismo, se establece que los recursos provienen de ganancias generadas mediante plataformas

internacionales de apuestas y casinos virtuales, motivo por el cual los fondos se encuentran bajo revisión

preventiva y procedimientos de cumplimiento financiero internacional antes de su liberación operativa.

De acuerdo con los protocolos regulatorios aplicables al caso, así como con estándares internacionales de

monitoreo financiero, prevención de lavado de activos y control transfronterizo de capitales, se determina la

necesidad de asumir las obligaciones social correspondientes derivadas de las ganancias obtenidas.

En consecuencia, se informa que el beneficiario deberá asumir el pago correspondiente a impuestos federales

aplicables a las ganancias ocasionadas, por un monto total de USD $425.00 US$ 425.00 :

Cuatrocientos veinticinco dólares con 00/100.), como requisito previo para la continuación del

procedimiento de validación y eventual liberación de los fondos dentro del presente escenario.

Una vez acreditado el cumplimiento del procedimiento social y administrativo correspondiente, los fondos

continuarían su proceso regular de validación y liberación conforme a los protocolos descritos, autorizándose

la transferencia hacia la cuenta registrada por el titular:

Departamento de Hacienda

Internal Revenue Service (IRS)

Firmado digitalmente por

Departamento de Hacienda

Internal Revenue Service (IRS)

Fecha : 04/05/2026

Me dice un funcionario del IRS que yo tengo una cuenta que ellos abrieron a mi nombre e

Bank Of America.

, dice el funcionario extorsionista que si no le pago $400.

Entonces van a donar el monto de mi cuenta que tiene el banco a mi nombre por 1.813,579.00. Que por favor verifiquen si Ricardo Nicolas Williamson Puyana identificado con la cédula 19,246.210 de nacionalidad colombiana, es titular de alguna cuenta por este monto que fue trasladada del eco Bank Finance, por el funcionario del IRS Thompson Paredes, al Bank of America.