Anonymous
map-marker Springfield, Missouri

This bank has no drive through service

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Get drive through back and we have our business there one teller told we couldnt get cash back.

Otherwise its ok. Only two banks here

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User's recommendation: Nope

Steven Givot

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Verified Reviewer

Acknowledged lack of customer support for mobile app

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Bank Of America - Acknowledged lack of customer support for mobile app

For several months, the Bank of America app on my iPhone has shown a small red circle in the upper right-hand corner. The red circle has the number '3' inside it. On any other app with a red circle with a number in that location, it means that there is a message or notification waiting for me. For months, I have tried to see if Bank of America has a message for me. There are none.

I have called Bank of America support. The people I speak with are poorly trained. They do not listen. When I report this, they confirm what I have already told them: There are no messages waiting for me. Today, I decided to push this to resolution. I called, was put on hold for 20 minutes. Their recording — AS ALWAYS — said that they are receiving more calls than usual. That, of course, is a lie. A company cannot constantly be receiving more calls than usual all the time. It is a lie because the FACT is that they are understaffed for the typical number of calls they receive, and Bank of America's customers are subject to long wait times because Bank of America is understaffed. Apparently, this bank prefers to lie rather than tell the truth.

On my first call, after waiting 20 minutes, I reported the problem succinctly as I did above. There is a red circle showing three pending messages or alerts, but there are no pending messages or alerts. The person I spoke with told me that she could see no pending alerts — repeating what I had already told her. I asked her why the icon to open the iPhone app showed three pending messages. Her response was to repeat that there were no pending messages. Repeating that did nothing to answer my question.

The question is important because it is important to know when a message or alert is waiting to be read. The false number in the red circle (3) has been showing for many months. So, I have wasted my time logging in to make sure whether there is a new message. That, of course, is a waste of my time. It is like the story of the little boy who cried 'wolf.' Eventually, people start to realize that the boy cannot be trusted.

When the person who kept repeating what I had already told her was clearly not going to provide assistance, I politely asked her to escalate the call to a supervisor. She agreed to do so, and I was immediately disconnected. So much for customer service.

I called back. I explained what had happened, and I requested escalation to a supervisor. I was promptly connected to a supervisor who identified herself as Jasmine in South Carolina (employee ID 9W6TC). Jasmine was equally unhelpful.

I explained the situation. I asked her specifically what the little red circle with the number 3 in the upper right-hand corner of the Bank of America app icon was supposed to mean. Jasmine did not know.

Bank of America has about 212,000 employees, and apparently, there is no one I can speak to for the purpose of reporting that their app — a tool they provide to (supposedly) support their customers and save them money in the process — is broken.

There is no one whom a customer can speak with to confirm that the little red circle is supposed to identify unread messages or alerts. There is no one to provide this level of technical support to Bank of America customers. So, I am posting this here, and I am sending a copy to Bank of America CEO Brian Moynihan. Perhaps someone at that company gives a damn and will make sure that customer support deficiencies are addressed.

However, she was quick to say that I had no pending messages or alerts. I agreed with her. She actually repeated that multiple times during the call. I asked her to stop repeating what we had both agreed to be true.

She asked whether I had uninstalled and reinstalled the app. I confirmed that I had, in fact, wasted my time doing so. I told her that it did not fix the problem. Then I asked Jasmine to please transfer me to someone who could tell me what the little red circle was supposed to mean. Jasmine said that there was no one to whom she could transfer me to answer that question. Really?

The phone app is supposed to provide customer service and, in the process, save Bank of America money through automation. In fact, it is dysfunctional, it wastes customers' time, and Bank of America does not provide decent support for customers who encounter problems with the app that saves shareholders money.

This app provides customer 'service' in the same sense that a bull provides a cow with 'service.' If Bank of America gave a damn about providing true customer service, when a problem arises with their app, they would have staff to whom a customer could speak.

According to Jasmine, such people do not exist. So, my advice to potential new Bank of America customers is to find another bank — one that has people available who are eager to learn of inevitable technology problems and equally eager to fix them.

Bank of America does not provide such people.

View full review
Loss:
$200
Pros:
  • Nationwide
Cons:
  • Horrible customer service
  • Poor technology
  • High fees

Preferred solution: $200 for lost billable hours (1 hour at $200 per hour) for time wasted speaking with B of A customer service staff who had no method to report this problem for resolution

User's recommendation: Don't pick Bank of Amerca as your bank

3 comments
Guest

You're not very bright obviously. I just looked at my Bank of America app and had the same thing.

When I clicked on the circle with the 3 in it, it took me to the Erica feature, which had three insights to show me. Dude, get a life!

Guest

Delete the app....Move your money to another account. Close this account and move on with your lame and pathetic life.

It's really not that hard. And you wonder why you're not well liked...

Guest

Wow this is a lot of drama. Hope your life gets better.

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Tammy G Uld

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Verified Reviewer
| map-marker Mumbai, Maharashtra

Horrible experience with Bank Of America

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Bank Of America did any legal foreclosure on my parents house and then stepped in and sold it underneath our family after my fathers death good luck with to any of those who have a mortgage with Bank Of America.. Youre gonna need it I would watch your back.

check your account and I would definitely get an attorney. Ive heard others have had similar issues with this bank.

The government needs to step in and take control of how these banks are being run and how theyre making their money like I said good luck to those in the future that have a more mortgage with Bank Of America. I know I will never touch them for my future finances.

View full review
Loss:
$100
Cons:
  • Thieves

Preferred solution: Full refund

User's recommendation: Stay clear don’t be a part of Bank Of America. You’ll be sorry.

Tammy G Uld

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Lewisville, Texas

Illegal foreclosure

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After my dad passed away, Bank of America conducted an illegal foreclosure and took all my family's money. I would not recommend this company to anyone, and if you have a mortgage with them, I wish you luck because you're going to need it.

View full review
Loss:
$200
Cons:
  • Theyer all thieves

Preferred solution: Full refund

User's recommendation: Run the opposite direction do not trust Bank Of America

Pieter Ydn

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Verified Reviewer
| map-marker Jonesboro, Georgia

Need to speak to a live person

I have been trying to get someone on the phone I don't have an I count I did an application and I need to speak to a lot person.

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Teresa B Ydf
map-marker Leesburg, Florida

No associate available!!

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Updated by user Dec 06, 2024

It's terrible that you can't speak with a LIVE PERSON!!. I'VE BEEN TRYING FOR 2 DAYS!!

Original review updated Dec 06, 2024

I have been trying to speak with an associate for 2 days!! I had a very bad experience with an associate at the Leesburg branch!!

She didn't know that BOA doesn't cash disability checks!! She ran my check through and on the back was the BOA stamp. She couldn't cash my check and she didn't sign it on the back and cross out the machine stamp, making it IMPOSSIBLE FOR ME TO CASH ANYWHERE!! NOW MY CREDIT CARD PAYMENT IS LATE!!

I NOW NEED AN EXTENSION UNTIL 12/7/24!! I CAN'T EVEN SPEAK WITH A LIVE ASSOCIATE!!

THIS IS UNACCEPTABLE!! PLEASE CALL ME IMMEDIATELY.

TERESA B.

View full review
Loss:
$56
1 comment
Guest

Why didn't YOU know that BOA doesn't cash welfare checks?

Michele S Hyf

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Verified Reviewer

No customer service / claiming a good check might be bad

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Bank Of America - No customer service / claiming a good check might be bad

My spouse passed away. I deposited the valid life insurance benefit I received.

Receipt said they had info that it may be returned and will hold it for 7 days.

This bank HAS NO SUCH INFORMATION because this check is good!!! Then, instead of saying no one is there at night, you will be on hold for hours waiting to talk to a CSR that isn't even there until you hang up.

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Preferred solution: Apology

User's recommendation: Do banking elsewhere

1 comment
Guest

LOL...How do I say I'm old and out of touch without saying it? Of course, no one is there at night.

That doesn't mean the computers aren't working. So, a few days later, you jumped the gun, and the check cleared.

Old people. Can't live with them can't get rid of them

Sandra D Vqf

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Verified Reviewer
| map-marker Atlanta, Georgia

Horrible, unethical, fraudulent company

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Bank Of America - Horrible, unethical, fraudulent company
Bank Of America - Horrible, unethical, fraudulent company - Image 2

My husband and I signed up for a credit card on the Bank of America website for 60,000 miles if you spend $3,000. We spent $3,000 within 45 days, and they denied our points.

On May 23, 2024, we received a letter, and they said we were short $11.61 (because they added a $95 fee in there, and we were not aware that it didn't count) they denied our points. Then Susan S emailed us and told me that she sent us the promotion by mail. She lied. My husband and I opened the mail together and didn't have the promotion in there.

So we closed out ALL of our Bank of America credit cards due to their fraudulent activities and the lack of honesty and horrible customer service by calling us liars. They are the liars; we got another letter dated June 21, 2024. This time they said they refused our points because the account was closed, so the mile rewards were forfeited. They had a lawsuit against them last year for doing the same thing—refusing bonuses.

I don't want anyone else to be their next victims.

Horrible company! Don't trust them at all; they do not have your back like other credit card companies do!!!

View full review
Cons:
  • Thief
  • Fraudulent
  • Unethical

Preferred solution: We want our airline points

User's recommendation: Stay away—they will not give you your bonus details so you forfeit your rewards!!!

Elizabeth m Nbh

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Verified Reviewer
| map-marker Palm Springs, Florida

This bank closed my account after 18 years of service for an accident that happened

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I have been with Bank of America for 18 years and never encountered any problems. Recently, I was offered a job online, but I fell for a scam. I was looking for a job cleaning houses when a man contacted me. He stated that he would be away for three weeks and needed someone to look after his animals and clean his house. Eagerly, I accepted. He didn't ask for any ID information and said he would send me a partial check to buy supplies. At the end of it all, I would receive my final payment.

I took the check to the bank, only to be told that it wasn't valid. When I contacted the man, he refuted the claim and ended up sending me another check. It looked very real, so I took it to Bank of America.

The bank representative didn't explain anything to me. She merely informed me that it was fraudulent, closed my account, and barred me from their banking system for five years. She didn't even summon the manager to explain to me the situation -- this is the first time something like this has occurred. I wouldn't wish this experience on my worst enemy. After 18 years of loyal service, they treated me like waste.

Being a disabled person, this incident deeply affected me. The right thing to do would have been to involve the manager. They could have shown me or at least warned me about this. Instead, they simply discarded me from their system, treating me as trash. As a nurse, this was profoundly embarrassing. It could be degrading for anyone who provides services to a bank that seems to not care about them.

View full review
Loss:
$280
Cons:
  • Scammers

User's recommendation: Stay away from Bank of America

1 comment
Guest

You don’t explain how your loss was $280. Also, this post is under Bank of America and you list as a “Con” that they are scammers.

They are not the ones who tried to scam you. Finally, you being disabled has no place here.

Selim Hhm
map-marker Jacksonville, Florida

Identity Theft!

AT&T had security breach. They put me on THE DARK WEB.

They were able to steal all my personal information. They are stealing my money and always Mention bank of America! They stole $1000 from my account and have account they use!Never use this Bank.

Anything number you don't know. Don't answer.

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Anonymous
map-marker Scotch Plains, New Jersey

Unjustified fees mistake not corrected for years

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Several years ago , they kelp charging me unjustified fees that made my card limited go over and they reported to the credit agencies 'over limited ' I've asked them to correct their mistake ...years gone by without any progress.

I closed the account and because you close an account, it's not favorable in the eyes of the credit agencies

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User's recommendation: Check out reviews before dealing with any company

Jermell Ppt

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Verified Reviewer
| map-marker New Port Richey, Florida

Passed account

Automated system not functioning. Not working not working not working not working not working not working not working not working not working not working not working not working not working not working not working not working.

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User's recommendation: Customer service repr

Anonymous
map-marker Red Bank, New Jersey

ATM did not dispense cash. Bank waiting 15 days to credit me

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Bank Of America - ATM did not dispense cash. Bank waiting 15 days to credit me

I made an ATM $600 withdrawal on July 3, 7:30 AM. The machine gave me my card, debited my account, but did not dispense any cash.

I immediately called the number on machine, but they are not available until 9:00 AM

I called the 800 bank number but had to wait until 8:00 AM. Now 7 days later they say I need to wait until July 18 and they will temporarily credit me the $600 while they continue the investigation. WELL SEE??

Im out the $600 for now. Imagine I really needed my money for something important ??

It is 2024.

How long to check the ATM? Imagine I shorted a deposit.

I bet they would act immediately. I am very upset.

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User's recommendation: Use another bank

2 comments
Theresa C Yrc

They have cameras on all machines. The computers that dispensa the more leave foot prints they know VERY well what they need to do that very next morning. Is there a bank manager or a corporate number

Guest

24hrs is normal wait time..for a withdrawal of funds verification and video recording review..any longer without a answer is a poor business practice!

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Aleksandr Nur
map-marker Vineland, New Jersey

Dispute charge

Charge I didnt make at ModWash on Nov 29 2024. Business is located on 2nd St. Millville NJ08332 please respond

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Anonymous
map-marker Houston, Texas

False advertising 0 bal transfer

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I opened an account with Bank of America because it had promotion 0 interest. When I reviewed my statement it wasn't 0 it was 30% plus I paid bal transfer.

I phoned & was told there was nothing they could do & no one could help me. I PIF my bal.

A week letter I got a bill for fin charge. I have to pay!

View full review

User's recommendation: Worse customer service.

Taquan Mwk
map-marker Columbia, Tennessee

I can’t get anyone to talk too !!!!

My phone was stollen !! With all my banking on it !!!

Im borrowing this phone !! William Burkey please help me too stop all activities related too me !!!

View full review

User's recommendation: Keep trying too get a live person to answer in emergency situations

About

Related Companies

FIA Card Service, Merrill Lynch, Merrill Edge, Countrywide Home Loans, First Franklin Loan Services

Summary

Bank of America is a multinational banking and financial corporation. It was founded by Amadeo Giannini in October 1904. Its headquarters is base in Charlotte, North Carolina, United States. Bank of America provides a broad range of banking and financial services. They include the following: consumer banking, corporate banking, mortgage loans, wealth management, credit cards, and many more. The corporation also specializes in insurance, investment banking, private equity, refinancing, and savings. There are 2 divisions: Bank of America Home Loans and Bank of America Merrill Lynch. Its subsidiaries are U.S. Trust, Merrill Edge, and Merrill Lynch. There are more than 4500 Bank of America locations worldwide.

Bank Of America reviews and complaints

Bank Of America is ranked 240 out of 1523 in Banks category

Area Served

USA, Other

Payment Methods

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Bank of America FAQs

Rebecca A. Garland
PissedConsumer Reporter

Bank Of America FAQs

To close your account, call the support team at 1-800-432-1000. You will receive an email confirming that your account is closed.

The bank closes at 9 PM ET, Monday through Friday. On Saturday, the closing hour is 8:00 PM ET. However, on Sundays, the bank closes at 5 PM ET.

Clients can activate a Bank of America credit card using the Bank of America Mobile Banking app. Log in to the app and select your card account. After this, head to the Card Management section and select Activate Card.

The US Bank customer service number 24/7 is available for lost or stolen cards.

Amadeo Pietro Giannini founded Bank of America on October 17, 1904.

To cancel your Bank of America account, dial the Bank's phone number 24 hours before the scheduled time. You can also visit the bank's corporate office or write to Bank of America, FL1-300-03-15, PO Box 25118, Tampa, FL 33622-5118.

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