I have been with Bank of America a long time. One of my checking accounts was closed...because Bank of America was taking out for insurance I never signed up for and never resolved the problem or gave my money back.
The bank has it down to an art...they know automatic deposits and the game of taking your money stays alive and functioning. When we had over one hundred in the savings there was no problem. I am sure Bank of American has made stacking into an art.
Also, my realtives in Memphis all have closed thier accounts with Bank of America.
When I made a visit to Chicago, to my amazement there were Bank of America's all over the south side...whereas prior there were no Bank of America's. That is frightining.